The top-rated life insurance agent in Prescott, Arizona is Angela Smith at Comparion Insurance Agency, rated 5.0 stars across 284 reviews. Other highly rated options include Shepherd Insurance, Formerly Lori Sell Insurance, Tracy Murr - State Farm Insurance Agent, Eric Strobel - State Farm Insurance Agent. This directory lists 20 life insurance agents serving Prescott.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Angela Smith at Comparion Insurance Agency | 141 S McCormick St # 215 | (928) 227-9014 |
| 2 | Shepherd Insurance, Formerly Lori Sell Insurance | 400 White Spar Rd | (928) 778-0892 |
| 3 | Tracy Murr - State Farm Insurance Agent | 1130 Willow Creek Rd | (928) 445-8500 |
| 4 | Eric Strobel - State Farm Insurance Agent | 233 N Alarcon St | (928) 778-0560 |
| 5 | Moll Insurance Agency Inc. | 410 W Gurley St | (928) 443-0493 |
| 6 | Trailstone Insurance Independent Agency - Phone and Online Only | AZ-69 | (720) 504-0220 |
| 7 | Daniel Martinez - Goosehead Insurance | 1555 Plz W Dr Suite B | (602) 641-6110 |
| 8 | Farmers Insurance - Jeffrey Champ | 140 N Montezuma St Suite #105 | (928) 778-5854 |
| 9 | Comparion Insurance Agency | 141 S McCormick St # 215 | (928) 227-9001 |
| 10 | Prescott Health & Life | 1963 Commerce Center Cir suite c | (928) 445-6466 |
Angela Smith at Comparion Insurance Agency serves Prescott and Yavapai County residents as a life insurance agent. The agency helps clients select policies designed to provide financial protection for beneficiaries in the event of an unexpected death. Life insurance can also support estate planning goals or replace lost income for a surviving family. Policy options cover either term arrangements with defined coverage periods or whole life plans that build cash value over time. The agency specifically handles policy comparisons for final expense planning and income replacement needs in this area.
Shepherd Insurance, formerly Lori Sell Insurance, provides a full range of life insurance agent services to clients in Prescott, Arizona, including policy selection and enrollment assistance. The agency offers ongoing support for policy maintenance, such as beneficiary updates and coverage reviews. Standard service plans help clients adjust their life insurance as their needs change. The company handles policies for individuals and families, including coverage tailored for homeowners, apartment residents, retail business owners, and local restaurant operators.
Tracy Murr - State Farm Insurance Agent in Prescott, AZ, serves local homeowners, renters, and small business owners seeking life insurance protection. The agency assists clients in understanding term life and whole life policies to help safeguard their families and financial futures. Services also include policy reviews and personalized coverage guidance. This life insurance agent provides support to residents throughout Prescott as well as the nearby community of Chino Valley.
Eric Strobel - State Farm Insurance Agent serves Prescott, Arizona, and surrounding communities with life insurance coverage. The agency helps clients select appropriate policies to provide financial protection for their families. Handling term, whole, and universal life options, it guides individuals through the application and underwriting process. To manage a typical job, the agent reviews a client’s personal circumstances and budget to recommend suitable coverage amounts, then assists with completing paperwork and arranging any required medical exams to finalize the policy.
For those seeking either a single policy purchase or ongoing coverage reviews, Moll Insurance Agency Inc. in Prescott, AZ offers life insurance agent services. Policies are tailored to individual needs, helping clients plan for long-term financial protection and family security in the local area. Assistance is available for initial setup as well as adjustments over time. This service is provided on a one-time or as-needed basis, depending on each client’s preferences.
Serving Prescott, AZ, through phone and online consultations, this agency specializes in term and whole life coverage. It also handles universal policies and final expense plans to protect families. The company helps residents determine appropriate death benefits tailored to their needs and budgets. As local agents, they are familiar with Arizona’s estate planning factors and health trends influencing underwriting. This year, they assist clients in preparing renewal reviews before the seasonal move of summer retirees and snowbirds arriving in the high county.
Daniel Martinez - Goosehead Insurance assists individuals and families in Prescott, AZ with general life insurance coverage and the ability to add specialized policy riders. Clients can explore term, whole, or universal life policies tailored to long-term financial protection. The agency also serves commercial sectors, helping local business owners secure coverage for offices, warehouse operations, and food service establishments.
As families in Prescott, Arizona, consider their financial plans amid changing seasons, securing future income for loved ones becomes a priority. Farmers Insurance - Jeffrey Champ provides life insurance coverage options that align with these local needs. The agency focuses on explaining policy structures and benefit terms so clients feel informed. An initial consultation is arranged to review personal circumstances and identify suitable coverage limits, with a discussion of the inspection or underwriting steps required to finalize an application.
Comparion Insurance Agency in Prescott, Arizona provides a range of life insurance agent services, including policy consultations, needs assessments, and application assistance. Its service approach focuses on educating clients about policy options and managing the enrollment and underwriting process. The agency maintains ongoing support through regular policy reviews to adjust coverage as clients’ needs evolve. It services homeowners of single-family homes and condominiums, along with owners of apartment complexes, retail storefronts, and local restaurants.
Prescott Health & Life serves residential clients in Prescott by helping them secure life insurance coverage tailored to personal needs. Commercial clients also receive support with policies designed for business protection and continuity. The agency offers its services throughout the Prescott area, addressing both individual and organizational requirements. Between regular policy reviews, agents coordinate with clients for necessary follow‑up or service adjustments, ensuring continued alignment with changing life or business circumstances.
What Does a a Life Insurance Agent in Prescott Cost?
Term life insurance for a healthy 35 year old in Prescott can cost between 20 and 50 dollars per month for a 500,000 dollar policy. Whole life insurance premiums are higher often starting at 100 dollars per month for a similar face amount. Costs vary based on age health coverage amount and policy type. This is general information not insurance advice.
About life insurance agents in Prescott
Life insurance agents in Prescott Arizona help residents choose coverage that fits their needs and budget. Arizona law requires agents to hold a valid state license and follow strict disclosure rules. Local agents understand the unique risks in Yavapai County such as wildfire exposure and can tailor policies accordingly.
Frequently Asked Questions
What license does a life insurance agent in Prescott need?
In Arizona a life insurance agent must hold a valid resident or non-resident license from the Arizona Department of Insurance and Financial Institutions. The agent must complete continuing education every two years to maintain the license.
How long does it take to get a life insurance policy in Arizona?
The underwriting process for a life insurance policy in Arizona typically takes 2 to 8 weeks. Some policies with simplified issue or no medical exam may be approved in a few days. Arizona law allows a free look period of 10 days after you receive the policy.
Are life insurance benefits taxable in Arizona?
Life insurance death benefits are generally not subject to federal or Arizona state income tax. However if the policy has a cash value component and you surrender it the gains may be taxable. Arizona follows federal tax rules for life insurance proceeds.
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