The top-rated life insurance agent in Lake Havasu City, Arizona is Alex Ross - State Farm Insurance Agent, rated 4.9 stars across 254 reviews. Other highly rated options include World Insurance Associates LLC, Farmers Insurance - Anthony Oskolkoff, Richards Nygren Insurance. This directory lists 20 life insurance agents serving Lake Havasu City.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Alex Ross - State Farm Insurance Agent | 2138 McCulloch Blvd N | (928) 855-7677 |
| 2 | World Insurance Associates LLC | 94 Acoma Blvd S # 102 | (866) 277-7162 |
| 3 | Farmers Insurance - Anthony Oskolkoff | 84 Acoma Blvd N Ste 102 | (928) 733-6098 |
| 4 | Richards Nygren Insurance | 2126 McCulloch Blvd N #15 | (928) 398-2126 |
| 5 | Jean Works - State Farm Insurance Agent | 1915 McCulloch Blvd N #108 | (928) 453-2244 |
| 6 | Dan Firth American Family Insurance | 2110 McCulloch Blvd N Ste 1 | (928) 855-1109 |
| 7 | Ty Schraufnagel American Family Insurance | 1930 Mesquite Ave #2a | (928) 985-7100 |
| 8 | Hollowell Insurance Agency: Allstate Insurance | 500 N Lake Havasu Ave STE B102 | (928) 566-6031 |
| 9 | Aldridge Insurance Services | 430 Lake Havasu Ave #102 | (928) 855-1247 |
| 10 | Berolina Insurance Group LLC - Jamie Hindley Licensed Life & Health Agent | 2119 McCulloch Blvd N | (928) 764-8779 |
Alex Ross - State Farm Insurance Agent serves the Lake Havasu City, Arizona area as a life insurance agent. The company provides clients with various personal coverage options and financial protection products. These offerings help individuals and families address their long-term planning needs. Life insurance can assist in securing a family’s financial future and covering final expenses. The office also handles health insurance and term life policies for local residents.
World Insurance Associates LLC offers a range of life insurance agent services to clients in the Lake Havasu City, AZ area. The company provides policy selection guidance and maintenance, including periodic reviews of coverage to align with changing life circumstances. Its service plans focus on helping individuals choose appropriate term or whole life options while ensuring beneficiaries remain updated. This agent services single-family homes, apartments, retail, and restaurants.
Homeowners, businesses, and property managers in Lake Havasu City turn to Farmers Insurance - Anthony Oskolkoff for life insurance agent services. The agency assists clients in evaluating their coverage options to help protect their families and financial futures from unforeseen events. It offers guidance on various policy types tailored to different stages of life and financial goals. Consultations focus on understanding individual needs to recommend suitable coverage amounts. The agency also extends its services to the nearby Parker area and surrounding communities along the Colorado River.
Richards Nygren Insurance serves Lake Havasu City and the surrounding communities in Mohave County. The agency handles a full range of life insurance policies to address individuals' long-term financial security needs in this lakeside area. Clients receive guidance on coverage options suited to their specific stage of life. The business typically approaches each case by first reviewing the client’s current situation to identify appropriate solutions within the available policy types.
Unlike one-time service providers for immediate needs, a life insurance agent offers coverage that remains in place for continuing protection. Jean Works - State Farm Insurance Agent in Lake Havasu City, AZ helps individuals and families select policies suited for long-term financial security and income replacement. Agents in this area assist clients in evaluating their needs for term or whole life options. Service involves an initial consultation to determine suitable coverage, then ongoing policy reviews. Appointments for policy adjustments or new inquiries can be arranged on an as-needed basis.
Dan Firth American Family Insurance offers life insurance services to residents throughout Lake Havasu City, Arizona. In addition to personal coverage for families and individuals, the agency provides commercial policies tailored to local businesses within the surrounding community. Representing a well-established national carrier, the office helps clients protect their financial future and provide for loved ones. Routine follow-ups are conducted between regular visits to review coverage needs and ensure policies remain aligned with any changes in personal circumstances or local economic conditions.
Ty Schraufnagel American Family Insurance in Lake Havasu City, Arizona is known for helping individuals and families secure their financial future through comprehensive life insurance coverage. The agency works with clients to evaluate needs, from term life policies to whole life solutions, ensuring they find appropriate protection for their specific stage of life. Services include policy review and beneficiary updates to keep plans aligned with changing circumstances. An additional specialty service available is final expense insurance, which helps cover end-of-life costs.
Hollowell Insurance Agency: Allstate Insurance offers life insurance agent services in Lake Havasu City, Arizona. It provides specialty products such as term life and whole life policies to help individuals plan for long-term financial security. The agency also assists clients with general insurance needs, including policy reviews and beneficiary updates, to ensure coverage aligns with changing life circumstances. When the summer heat arrives and outdoor activities increase, it helps local families address the new risks that come with seasonal recreation.
As the heat of a Lake Havasu City summer raises concerns about household safety and financial security, Aldridge Insurance Services provides life insurance agent support for local residents. The company helps individuals evaluate policies for income replacement and final expenses during this seasonal period of planning. Their work addresses the specific needs of families and retirees in the area. An initial appointment to review coverage options and personal financial goals begins the assessment process.
What Does a a Life Insurance Agent in Lake Havasu City Cost?
Life insurance costs in Arizona vary by age, health, coverage amount, and policy type. A healthy 35-year-old in Lake Havasu City might pay 25 to 50 dollars per month for a 20-year term policy with 500,000 dollars in coverage. Whole life policies typically cost 100 to 300 dollars per month for similar coverage. Costs can be higher for older applicants or those with health conditions. This is general information, not insurance advice.
About life insurance agents in Lake Havasu City
Life insurance agents in Lake Havasu City, Arizona help residents find coverage to protect their families and businesses. Arizona law requires agents to hold a valid state license and follow regulations from the Arizona Department of Insurance and Financial Institutions. Local agents can explain how policies work with Arizona community property laws and state estate tax rules.
Frequently Asked Questions
What license does a life insurance agent need in Arizona?
An agent must hold a valid Arizona life insurance producer license issued by the Arizona Department of Insurance and Financial Institutions. This requires completing pre-licensing education and passing a state exam. Agents must also complete continuing education every two years to renew their license.
How long does an Arizona life insurance application take to process?
Most applications take 2 to 6 weeks for approval in Arizona. This time includes underwriting, medical exams if needed, and policy review. Arizona law gives insurers 90 days to make a final decision on a life insurance application.
Can a life insurance agent help with Arizona community property rules?
Yes, a knowledgeable agent can explain how community property laws affect life insurance ownership and beneficiary designations in Arizona. Under Arizona law, a spouse may have rights to policy proceeds unless proper waivers are signed. An agent can guide you on naming beneficiaries to avoid legal issues.
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