Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Alabama before hiring.
Showing 8 life insurance agents in Chelsea, AL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Farmers Insurance - Joseph Buff
109 Foothills Pkwy Suite 107, Chelsea, AL 35043
(205) 701-4924
agents.farmers.com
Chester Lewis - State Farm Insurance Agent
16641 US-280 Ste 300, Chelsea, AL 35043
(205) 678-0200
chesterlewis.com
Jonathan Hudlow: Allstate Insurance
48 Chesser Crane Rd F, Chelsea, AL 35043
(205) 678-2660
agents.allstate.com
Ryan Grace, Alfa Insurance Agent
16712 US-280 ste a, Chelsea, AL 35043
(205) 678-2532
alfainsurance.com
Cousins Insurance Agency Inc
10699 Old Hwy 280 Bldg 1 Suite 2, Chelsea, AL 35043
(205) 678-3337
cousinsins.com
Weygand Insurance Agency
398 Chesser Dr #1, Chelsea, AL 35043
(205) 678-4410
hometownagent.net
Alfa Insurance
16712 US-280 ste a, Chelsea, AL 35043
(205) 678-2532
alfainsurance.com
TYLER BAXTER: Allstate Insurance
48 Chesser Crane Rd, Chelsea, AL 35043
(205) 678-2660
agents.allstate.com
What Does a Life Insurance Agent in Chelsea Cost?
A typical term life policy for a healthy 35 year old in Alabama costs between 20 and 50 dollars per month for 250000 dollars of coverage. Whole life policies often cost 100 to 300 dollars per month for the same amount. Costs depend on your age health and the policy type. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What types of life insurance do agents in Chelsea offer?
Agents in Chelsea typically offer term life whole life universal life and final expense policies. Term life provides coverage for a set number of years while whole life builds cash value over time. Your agent can explain which type fits your budget and goals.
Do I need a medical exam to get life insurance in Alabama?
Many policies require a medical exam but some offer no exam coverage for smaller amounts. Alabama law allows insurers to set their own underwriting rules. An agent can help you find a policy that matches your health status.
How do Alabama laws affect life insurance beneficiaries?
Alabama law allows you to name any person or trust as a beneficiary. If you do not name a beneficiary the death benefit goes to your estate. Alabama also has a spendthrift trust law that can protect the death benefit from creditors.