The top-rated landlord insurance agent in Laramie, Wyoming is Insurance Solutions by Laramie Investment Company, Inc., rated 4.9 stars across 201 reviews. Other highly rated options include Range Community Insurance, The Buckman Insurance Agency: Allstate Insurance, Western Skies Insurance Solutions Andrea Senior and Associates. This directory lists 20 landlord insurance agents serving Laramie.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Insurance Solutions by Laramie Investment Company, Inc. | 104 S 5th St | (307) 742-2103 |
| 2 | Range Community Insurance | 225 E Garfield St | (307) 292-1686 |
| 3 | The Buckman Insurance Agency: Allstate Insurance | 755 N 4th St | (307) 745-3202 |
| 4 | Western Skies Insurance Solutions Andrea Senior and Associates | 2523 E Garfield St Ste E | (307) 343-9020 |
| 5 | Scott McFarland - State Farm Insurance Agent | 1262 N 22nd St Unit A | (307) 742-5246 |
| 6 | First American Title Insurance Company | 1271 N 15th St | (307) 745-3480 |
| 7 | Insurance Unlimited | 568 N 3rd St #100 | (307) 745-7447 |
| 8 | Farmers Insurance - Paul Tafoya | 866 N 4th St Ste. 1 | (307) 745-5488 |
| 9 | Andrea Senior | 2523 E Garfield St Ste E | (307) 343-9020 |
| 10 | Burns Insurance | 3908 Grand Ave # 201 | (307) 745-0400 |
Insurance Solutions by Laramie Investment Company serves Laramie, Wyoming, and the surrounding county as a landlord insurance agent. The company provides policies designed to protect rental properties from common risks, including property damage and liability claims. Their services help property owners manage coverage for single-family rentals and multi-unit dwellings. They handle dwelling protection and loss of rental income coverage.
Range Community Insurance in Laramie, Wyoming, provides landlord insurance agent services, including property coverage options and liability protection for rental property owners. It offers service plans that assist with policy maintenance and periodic coverage reviews to align with changing regulations. Clients can access support for claims management and risk assessment tailored to local Wyoming conditions. The company services single-family homes, apartments, retail spaces, and restaurants within the Laramie area, ensuring appropriate coverage for each distinct property type.
The Buckman Insurance Agency: Allstate Insurance provides landlord insurance solutions for property owners and managers in Laramie. This agency helps local landlords protect rental properties against common risks such as fire damage, liability claims, and loss of rental income. Policies are tailored to cover single-family rentals, multi-unit dwellings, and vacation homes. The office serves residential and commercial landlords seeking to safeguard their investment properties. It also extends its landlord insurance services to clients in the neighboring Rock River area.
Western Skies Insurance Solutions Andrea Senior and Associates, a landlord insurance agent in Laramie, Wyoming, offers both one-time policies for short-term rental properties and recurring annual coverage for long-term rental properties. These plans typically address liability protection and property damage, including losses from tenant incidents or weather. Service is scheduled as needed, with clients able to request a consultation or quote on a one-time or recurring basis.
Scott McFarland - State Farm Insurance Agent serves Laramie, Wyoming, and the surrounding communities in Albany County, handling coverage tailored for residential rental properties and small-scale landlords. The agency provides guidance on policies that protect building structures, liability claims, and potential loss of rental income. When working with property owners, its approach involves reviewing local rental property risks and evaluating individual coverage needs to align an insurance plan with the specific property and tenant situation.
First American Title Insurance Company in Laramie handles the specific specialty services of landlord insurance policies, including property damage and liability coverage. It generally serves local rental property owners by assessing risk factors tied to residential and commercial leases. The agent helps clients gather documentation for claims and verify policy limits for investment properties. Throughout Wyoming’s cold winters, it also assists landlords in reviewing protection against frozen pipe bursts and related water damage.
Insurance Unlimited in Laramie, Wyoming, helps property owners manage risk by providing general liability and property damage coverage for rental units. The company also offers add-on policies for loss of rental income and vandalism protection. Landlords with single-family homes or multi-unit apartment buildings can find tailored insurance solutions. Coverage extends to commercial sectors such as offices, warehouses, and food service establishments to protect their specific operational exposures.
Serving residential landlords in Laramie, Paul Tafoya, operating as Farmers Insurance, provides property protection for rental homes and duplexes. The agency also addresses commercial coverage needs for small apartment complexes or mixed-use properties within the surrounding Albany County area. After an initial policy is set, the office offers follow-up consultations to adjust coverage when a tenant moves out or a property changes hands. This support between regular annual visits helps maintain appropriate protection as local rental conditions evolve.
Andrea Senior in Laramie, WY, is known for guiding property owners through the specific requirements of landlord insurance. The agency helps local investors secure comprehensive coverage that protects rental income and property structures. Policies generally address liability risks, property damage, and loss of rent during vacancies. A landlord insurance agent evaluates each property’s unique exposures, whether single-family homes or multi-unit complexes. For an added layer of protection, the agency can recommend ordinance or law coverage to help with building code upgrades following a loss.
What Does a a Landlord Insurance Agent in Laramie Cost?
Typical landlord insurance costs in Wyoming range from 15 to 30 percent more than standard homeowners insurance. For a single family rental in Laramie you might pay between 800 and 1,500 dollars per year. Costs depend on property value, location, coverage limits, and deductible. This is general information and not insurance advice.
About landlord insurance agents in Laramie
Landlord insurance agents in Laramie, Wyoming help rental property owners protect their investments. Wyoming law does not require landlord insurance but most mortgage lenders do require it. Local agents understand the unique risks of Laramie weather and the state landlord tenant act.
Frequently Asked Questions
What does landlord insurance cover in Wyoming?
Landlord insurance in Wyoming typically covers property damage, liability protection, and loss of rental income. It does not cover tenant personal belongings or intentional damage without a specific endorsement.
Is landlord insurance required by law in Wyoming?
Wyoming state law does not require landlord insurance. However most mortgage lenders and property management companies in Laramie require it as part of the rental agreement.
How do I find a landlord insurance agent in Laramie?
You can search for licensed insurance agents in Laramie through the Wyoming Insurance Department website. Local agents often specialize in rental property coverage and can tailor policies to your specific property type.