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Find Landlord Insurance Agents in South Charleston, WV

Browse landlord insurance agents serving South Charleston, West Virginia. Contact information and addresses listed below.

4 agents listed
Updated May 2026
South Charleston, WV
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of West Virginia before hiring.
Showing 4 landlord insurance agents in South Charleston, WV Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Caldwell Insurance Agency
20 MacCorkle Ave SW, South Charleston, WV 25303
(304) 347-8972 caldwellinsurancewv.com
Asseff Insurance Agency
322 2nd Ave, South Charleston, WV 25303
(304) 205-7926 asseffinsurance.com
Providence Insurance Agency, LLC
5422 MacCorkle Ave SW, South Charleston, WV 25309
(304) 807-9931 providenceinsurancellc.com
Harless Insurance Agency
90 Technology Dr, South Charleston, WV 25309
(304) 744-9370 harlessinsurance.net

A landlord insurance agent in South Charleston, West Virginia helps property owners protect their rental investments. West Virginia law does not require landlord insurance, but mortgage lenders often do. An agent can explain coverage options like dwelling protection and liability insurance for your rental property.

What Does a Landlord Insurance Agent in South Charleston Cost?

Landlord insurance in West Virginia typically costs 15 to 25 percent more than standard homeowners insurance. For a single family rental in South Charleston, annual premiums often range from 800 to 1,500 dollars. Costs depend on property value, location, coverage limits, and deductible choices. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a landlord insurance agent in South Charleston do?
A landlord insurance agent helps rental property owners find policies that cover dwelling damage, liability, and loss of rental income. They explain West Virginia specific risks like flooding in the Kanawha River area. The agent compares policies from different carriers to find suitable coverage.
Is landlord insurance required by law in West Virginia?
West Virginia state law does not require landlord insurance. However, most mortgage lenders in South Charleston require a landlord policy for financed rental properties. An agent can help you meet lender requirements while avoiding gaps in coverage.
How do I choose a landlord insurance agent in South Charleston?
Look for an agent with experience insuring rental properties in West Virginia. Ask about their knowledge of local risks like winter freeze damage or flood zones. Verify they work with multiple insurance carriers to offer policy options.