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Find Landlord Insurance Agents Near You in Charleston, WV

Browse landlord insurance agents serving Charleston, West Virginia. Updated 2026-07-14.

The top-rated landlord insurance agent in Charleston, West Virginia is Capital Insurance Group LLC, rated 4.8 stars across 321 reviews. Other highly rated options include Ellis Insurance Agency, Central Insurance Advisors, LLC, Mountain State Insurance Agency. This directory lists 16 landlord insurance agents serving Charleston.

Showing 16 landlord insurance agents in Charleston, WVListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Capital Insurance Group LLC607 Pennsylvania Ave(304) 606-2969
2Ellis Insurance Agency5949 Sissonville Dr(304) 984-3004
3Central Insurance Advisors, LLC1210 Kanawha Blvd E(304) 410-8169
4Mountain State Insurance Agency1206 Kanawha Blvd E(304) 720-2000
5White Insurance & Associates3512 Staunton Ave SE(304) 926-6662
6Swor Insurance Agency1618 Bigley Ave(304) 926-0200
7Dorsey Insurance Group509 50th St SE(304) 925-1912
8Keefe Duterte: Allstate Insurance229 Capitol St(304) 397-5929
9Integrity Insurance Group16 Capitol St(304) 346-9181
10Horace Mann - Sharp Agency607 Ohio Ave #2228(304) 427-6338
CI
607 Pennsylvania Ave
Capital Insurance Group LLC
Landlord Insurance Agent · Charleston, WV

Capital Insurance Group LLC serves landlords throughout Charleston, West Virginia, and the surrounding Kanawha County area as a dedicated landlord insurance agent. The company provides essential insurance solutions tailored to rental property owners, including coverage for single-family homes and multi-unit dwellings. Policies from Capital Insurance Group LLC help protect property structures, liability exposures, and rental income streams. This local agent handles specialized landlord coverages such as vandalism protection and loss of rent reimbursement.

EI
5949 Sissonville Dr
Ellis Insurance Agency
Landlord Insurance Agent · Charleston, WV

Ellis Insurance Agency in Charleston, WV, offers a range of landlord insurance services tailored to property owners. It assists with standard coverage options, such as liability protection and property damage policies. The agency also provides guidance on routine maintenance plans to help landlords keep their rental units in good condition. This practical approach helps clients manage everyday risk. Ellis Insurance Agency serves properties including single-family homes, apartments, retail spaces, and restaurants.

CI
1210 Kanawha Blvd E
Central Insurance Advisors, LLC
Landlord Insurance Agent · Charleston, WV

Central Insurance Advisors, LLC in Charleston, WV provides coverage for homeowners, businesses, and property managers who own rental properties. The firm assists clients in securing landlord insurance policies that protect against property damage and liability. Agents work with local landlords to understand the specific needs of residential and commercial rental units across the region. Their service area also extends to surrounding communities in the Kanawha Valley, including South Charleston.

MS
1206 Kanawha Blvd E
Mountain State Insurance Agency
Landlord Insurance Agent · Charleston, WV

As a landlord insurance agent serving property owners in Charleston, West Virginia, Mountain State Insurance Agency specializes in tailoring coverage for rental dwellings, from single-family homes to multi-unit properties. It generally works with clients to secure policies that protect against property damage, liability claims, and lost rental income. The agency helps landlords address seasonal concerns such as the potential for winter freeze-related pipe bursts, which can threaten rental cash flow and require prompt claims support.

WI
3512 Staunton Ave SE
White Insurance & Associates
Landlord Insurance Agent · Charleston, WV

White Insurance & Associates provides property insurance solutions in Charleston, WV, concentrating on coverage tailored for individual rental dwellings and small multifamily buildings. The agency specializes in supplemental protections designed to address common landlord exposures, such as loss of rental income and vandalism. It extends its services to serve various commercial sectors requiring landlord policies, including professional offices, warehouse facilities, and food service operations.

SI
1618 Bigley Ave
Swor Insurance Agency
Landlord Insurance Agent · Charleston, WV

As autumn storms begin to sweep through the Kanawha Valley, property owners in Charleston often seek reliable coverage for rental dwellings against wind and water damage. Swor Insurance Agency addresses these concerns by helping landlords secure policies that protect their investment properties from common regional claims. They work to structure liability and property protection tailored to both single-family rentals and multi-unit buildings. Their process begins with a thorough inspection of the property and a review of the specific rental situation to ensure the coverage is adequate from the initial assessment.

DI
509 50th St SE
Dorsey Insurance Group
Landlord Insurance Agent · Charleston, WV

Dorsey Insurance Group serves landlords in Charleston, West Virginia, and the surrounding Kanawha Valley communities. The agency handles specialized insurance policies for residential rental properties, including coverage for dwelling damage, liability protection, and loss of rental income. When servicing a typical client, Dorsey Insurance Group begins by evaluating the specific property type and tenant situation to recommend suitable policy limits. It then gathers the necessary documentation and presents coverage options that align with the landlord's financial risk tolerance and property management needs.

KD
229 Capitol St
Keefe Duterte: Allstate Insurance
Landlord Insurance Agent · Charleston, WV

Keefe Duterte: Allstate Insurance in Charleston, WV provides landlord insurance services that distinguish between one-time policy consultations and ongoing account management. Coverage options typically protect against property damage, liability claims, and rental income loss. Service appointments can be arranged as a single consultation or scheduled regularly to review policy changes and property updates. All work is delivered on a one-time, scheduled, or as-needed basis, depending on the client’s preference for frequency of contact.

II
16 Capitol St
Integrity Insurance Group
Landlord Insurance Agent · Charleston, WV

Integrity Insurance Group offers residential landlord insurance services in Charleston, WV, addressing property protection needs for rental homes. They also provide commercial coverage for apartment buildings and other income-producing properties in the local area. Regular policy reviews help ensure coverage keeps pace with changing rental conditions. After settling a claim or updating a policy, they typically coordinate follow-up communications and schedule repeat service between periodic visits to maintain adequate protection.

HM
607 Ohio Ave #2228
Horace Mann - Sharp Agency
Landlord Insurance Agent · Charleston, WV

Horace Mann - Sharp Agency is known for providing property protection solutions tailored to landlords in the Charleston, West Virginia area. Its services assist rental property owners in managing the unique risks associated with leasing residential or commercial units. The agency offers guidance on policies covering dwellings, liability, and potential loss of rental income. A landlord specialty add-on includes coverage for vandalism or tenant-caused damage to an owned structure.

HI
1434 Greenbrier St
Hunter Insurance & Financial
Landlord Insurance Agent · Charleston, WV
(304) 343-5419
hifwv.com
UN
5528 Lancaster Ave
Unum
Landlord Insurance Agent · Charleston, WV
(304) 396-1758
unum.com
SI
701 Oakwood Rd
Supreme Insurance Services
Landlord Insurance Agent · Charleston, WV
(681) 238-9396
HG
3601 MacCorkle Ave SE
Hilb Group of West Virginia
Landlord Insurance Agent · Charleston, WV
(304) 926-7400
hilbgroup.com
PI
4700 McCorkle Ave Ste 201
Progressive Insurance - Claims Office
Landlord Insurance Agent · Charleston, WV
(800) 776-4737
progressive.com/claims
ID
1021 Quarrier St # 511
Insurance Design
Landlord Insurance Agent · Charleston, WV
(304) 342-0130

What Does a a Landlord Insurance Agent in Charleston Cost?

Landlord insurance in West Virginia typically costs between 15 and 25 percent more than standard homeowners insurance. For a single-family rental in Charleston you might pay 800 to 1,500 dollars per year. Costs vary based on property age, location, and coverage limits. This is general information and not insurance advice.

About landlord insurance agents in Charleston

Landlord insurance agents in Charleston West Virginia help property owners find coverage for rental homes and apartments. West Virginia law does not require landlord insurance but mortgage lenders often do. Local agents understand risks like flooding in the Kanawha River area and can guide you on liability and loss of rent coverage.

Frequently Asked Questions

What does landlord insurance cover in West Virginia?

Landlord insurance typically covers property damage from fire or storms, liability for tenant injuries, and loss of rental income. In West Virginia, flood damage is not included and requires a separate policy from the National Flood Insurance Program.

Is landlord insurance required by law in West Virginia?

West Virginia state law does not require landlord insurance. However your mortgage lender will likely require it. It is also wise to have liability coverage to protect against lawsuits from tenant injuries on your property.

How do I choose a landlord insurance agent in Charleston?

Look for an agent who specializes in rental properties and knows Charleston risks like flooding and winter freeze damage. Ask about coverage for vacant units and whether they offer policies from multiple insurance companies to compare options.

Landlord Insurance Agents in Other West Virginia Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each landlord insurance agent's credentials and current standing with your state Department of Insurance.