The top-rated landlord insurance agent in Lakewood, Washington is Leta Hankins: Allstate Insurance, rated 4.9 stars across 652 reviews. Other highly rated options include Kao Xiong - State Farm Insurance Agent, Juanita Lanier - State Farm Insurance Agent, Eric Collins - State Farm Insurance Agent. This directory lists 18 landlord insurance agents serving Lakewood.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Leta Hankins: Allstate Insurance | 6120 Main St SW F | (253) 582-8200 |
| 2 | Kao Xiong - State Farm Insurance Agent | 8811 S Tacoma Way #203 | (253) 212-3147 |
| 3 | Juanita Lanier - State Farm Insurance Agent | 10233 Bridgeport Way SW | (253) 444-9161 |
| 4 | Eric Collins - State Farm Insurance Agent | 7602 Bridgeport Way W STE 4B | (253) 584-3981 |
| 5 | Anything Insurance -A BSNW Company | 12930 Pacific Hwy SW Suite A | (253) 358-2953 |
| 6 | FND Insurance & Financial Services, LLC | 5515 Steilacoom Blvd SW | (253) 302-5579 |
| 7 | Elliott Insurance Group | 7403 Lakewood Dr W #6th | (253) 537-8200 |
| 8 | Sweet P Insurance | 7403 Lakewood Dr W STE 9 | (253) 474-6624 |
| 9 | JP Insurance Agency - Lakewood | 9115 S Tacoma Way #108 | (253) 228-5295 |
| 10 | AMR Insurance | 3815 100th St SW #4a | (253) 581-1500 |
Leta Hankins: Allstate Insurance serves the Lakewood, Washington metro area as a landlord insurance agent. The agency helps property owners with policies that address the distinct risks of leasing out houses, apartments, and condos. Landlord insurance from this office typically provides coverage for rental dwelling damage and liability for tenant injuries. The company also assists with protection against lost rental income when a property becomes uninhabitable after a covered event, helping local landlords maintain financial stability.
Kao Xiong - State Farm Insurance Agent in Lakewood, WA, provides a range of landlord insurance services, including standard property coverage and liability protection for rental properties. It offers periodic policy review plans to ensure coverage aligns with evolving property conditions and local regulations. Kao Xiong assists with risk management for various income-producing properties, such as single-family homes, apartments, retail, and restaurants.
Juanita Lanier - State Farm Insurance Agent serves homeowners, landlords, and property managers in Lakewood, Washington, offering tailored landlord insurance policies that protect rental properties from common risks such as property damage, liability claims, and loss of rental income. The agency helps clients understand coverage options for single-family rentals and multi-unit dwellings. In addition to Lakewood, Juanita Lanier also serves clients throughout the surrounding communities, including Tacoma and the greater Pierce County metro area.
Eric Collins - State Farm Insurance Agent serves Lakewood, Washington, and the surrounding communities of Pierce County. It handles landlord insurance policies designed to protect rental property investments. The agent works with property owners to secure coverage that is tailored for individual rental homes, duplexes, or small apartment buildings. Typical policies address property damage liability and loss of rental income. To handle a specific job, the agent first assesses the client's rental property portfolio and income needs to build a policy that mitigates potential financial risks.
A single rental property may require occasional liability protection, whereas multiple units often benefit from bundled recurring policies offering broader safeguards. Any landlord insurance agent in Lakewood, Washington, helps owners select coverage options such as property damage and loss of rental income. These professionals also guide clients toward appropriate limits and deductibles. Service runs on an as-needed basis, from initial policy setup through annual reviews or whenever a property portfolio changes.
With the approach of fall storms and the annual liability-review cycle in Prince William Sound communities, FND Insurance & Financial Services, LLC of Lakewood offers landlord insurance agent services that address typical rental-property exposures. Their work involves helping local landlords structure policies for dwelling coverage, liability protection, and loss-of-rent needs. They also assist in reviewing tenant-required coverages. An initial consultation typically begins with a property inspection to assess unique risks and recommend appropriate coverage options.
Elliott Insurance Group serves as a landlord insurance agent in Lakewood, WA, helping property owners manage risks associated with rental units. It specializes in tailoring coverage for liability, property damage, and loss of rental income. The agency also provides additional options to protect against tenant-related issues and natural perils common to the region. Its commercial insurance solutions extend to local businesses, including offices, warehouses, and food service operations.
Sweet P Insurance specializes in landlord insurance policies that protect rental property owners in the Lakewood area. The agency handles coverage for single-family homes, duplexes, and small multi-unit buildings, advising on liability protection and property damage risks. It assists local investors with policy reviews and claims coordination. During the Pacific Northwest rainy season, the agency helps landlords address water intrusion and tenant liability concerns as leases require renewal.
JP Insurance Agency - Lakewood is known for providing landlord insurance solutions to property owners in Lakewood, WA. Its service range includes policies designed to cover rental properties, protecting against common risks such as property damage and liability claims. The agency works with local homeowners who rent out single-family homes or small multifamily units. Landlords can add on coverage for loss of rental income, helping to replace revenue during repair periods after a covered event.
What Does a a Landlord Insurance Agent in Lakewood Cost?
Landlord insurance in Washington typically costs 15 to 30 percent more than standard homeowners insurance. For a single-family rental in Lakewood annual premiums often range from 800 to 1500 dollars. Costs depend on property value location and coverage limits. This is general information and not insurance advice.
About landlord insurance agents in Lakewood
Landlord insurance agents in Lakewood Washington help rental property owners protect their investments. Washington state law does not require landlord insurance but mortgage lenders often do. Local agents understand the unique risks for properties near Joint Base Lewis-McChord and the greater Pierce County area.
Frequently Asked Questions
What does landlord insurance cover in Washington?
Landlord insurance typically covers property damage liability and loss of rental income. In Washington policies often exclude flood and earthquake damage which require separate coverage. Agents can explain standard exclusions and optional endorsements.
Is landlord insurance required by law in Lakewood Washington?
Washington state law does not require landlord insurance. However most mortgage lenders require a landlord policy for rental properties. Some homeowners associations in Lakewood may also have insurance requirements.
How much liability coverage should a Lakewood landlord get?
Many Washington landlords carry at least 300000 dollars in liability coverage. Higher limits may be wise for properties with amenities like pools or shared spaces. An agent can help assess your specific risk based on your property and tenant history.