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Find Landlord Insurance Agents Near You in Highland Springs, VA
Directory of landlord insurance agents in Highland Springs, Virginia. Verify credentials with the state department of insurance before hiring.
3 agents listed
Updated May 2026
Highland Springs, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Virginia before hiring.
Showing 3 landlord insurance agents in Highland Springs, VA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
EverSafe Insurance LLC
1613 Elsing Green Ct, Highland Springs, VA 23075
(804) 406-3976
mellisasegui140388.wixsite.com
HANSON AGENCY INC
207 W Nine Mile Rd, Highland Springs, VA 23075
(804) 737-2801
HANSON AGENCY INC
207 W Nine Mile Rd, Highland Springs, VA 23075
(804) 737-2801
Landlord insurance agents in Highland Springs, Virginia help rental property owners protect their investments with policies tailored to local risks. Virginia law does not require landlord insurance, but most mortgage lenders and property management companies do require it. Agents can explain coverage for property damage, liability, and loss of rental income specific to the Highland Springs area.
What Does a Landlord Insurance Agent in Highland Springs Cost?
In Virginia, landlord insurance premiums generally fall between 800 and 1,500 dollars annually for a typical single-family rental property. Factors affecting cost include the propertys age, construction type, replacement cost, location in Highland Springs, and the coverage limits you select. Higher liability limits and lower deductibles increase the premium. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does landlord insurance cover in Highland Springs Virginia?
Landlord insurance typically covers the dwelling structure, other structures like sheds or fences, liability protection if someone is injured on the property, and loss of rental income if the property becomes uninhabitable due to a covered event. Flood and earthquake coverage are usually separate policies in Virginia.
Is landlord insurance required by Virginia law?
Virginia state law does not require landlord insurance. However, most mortgage lenders and property management companies in Highland Springs will require you to carry a landlord policy. It is also strongly recommended to protect against common risks like fire, theft, or tenant injury claims.
How much does landlord insurance cost in Highland Springs Virginia?
Costs for landlord insurance in Virginia typically range from 15 to 30 percent more than a standard homeowners policy. For a single-family rental in Highland Springs, you might pay between 800 and 1,500 dollars per year, depending on the property value, location, coverage limits, and deductible chosen.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Virginia.