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Find Landlord Insurance Agents Near You in Rapid City, SD

Browse landlord insurance agents serving Rapid City, South Dakota. Updated 2026-07-14.

The top-rated landlord insurance agent in Rapid City, South Dakota is Bruce Kitterman - State Farm Insurance Agent, rated 5.0 stars across 803 reviews. Other highly rated options include South Dakota Senior Insurance Agency, Farmers Insurance - Dave Schmidt, Dakota NOMAD Health - Medicare Specialist. This directory lists 20 landlord insurance agents serving Rapid City.

Showing 20 landlord insurance agents in Rapid City, SDListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Bruce Kitterman - State Farm Insurance Agent1222 Oregon St(605) 348-2525
2South Dakota Senior Insurance Agency2218 Jackson Blvd #3(605) 939-4825
3Farmers Insurance - Dave Schmidt2834 Jackson Blvd Ste 101(605) 342-5434
4Dakota NOMAD Health - Medicare Specialist3024 Tower Rd(605) 519-5050
5Rapid Insurance, Inc.2525 W Main St #202(605) 791-0762
6Herrmann Insurance Agencies821 Mt Rushmore Rd(605) 718-2200
7Black Hills Insurance Agency, Inc.820 St Joseph St(605) 342-5555
8Dakota Business Insurance Group3409 W Main St(605) 846-8111
9Parks Insurance West809 South St Suite 111(605) 430-8877
10Acrisure Rapid City, SD (Fischer Rounds & Associates)2491 W Chicago St(605) 737-7865
BK
1222 Oregon St
Bruce Kitterman - State Farm Insurance Agent
Landlord Insurance Agent · Rapid City, SD

Bruce Kitterman - State Farm Insurance Agent serves the Rapid City metro area and surrounding communities, offering landlord insurance policies for property owners who rent residential units. The agency helps clients protect their investment properties against common risks like fire, liability claims, and vandalism. Each policy can be customized to cover the rental structure and potentially the landlord's personal liability. The team handles the complexities of coverage for single-family rentals and also assists with standalone homeowners-type policies tailored for non-owner-occupied dwellings in the Black Hills region.

SD
2218 Jackson Blvd #3
South Dakota Senior Insurance Agency
Landlord Insurance Agent · Rapid City, SD

South Dakota Senior Insurance Agency provides landlord insurance services in the Rapid City area, covering policy selection and risk assessment for property owners. Its maintenance plans help landlords address property upkeep concerns while ensuring appropriate coverage remains in place. The agency works with clients who own single-family homes, apartments, retail spaces, and restaurants, accommodating different rental property needs within the local market.

FI
2834 Jackson Blvd Ste 101
Farmers Insurance - Dave Schmidt
Landlord Insurance Agent · Rapid City, SD

Farmers Insurance - Dave Schmidt serves homeowners, rental property owners, and property managers in Rapid City, South Dakota, by providing landlord insurance coverage tailored to protect residential investment properties. This protection helps cover property damage, liability risks, and potential loss of rental income. Personalized policy reviews are offered to ensure appropriate coverage limits align with each client’s unique rental situation. Services also extend to those managing single-family homes and multi-unit dwellings. The agency additionally serves clients in the neighboring Black Hawk area.

DN
3024 Tower Rd
Dakota NOMAD Health - Medicare Specialist
Landlord Insurance Agent · Rapid City, SD

Serving Rapid City and the surrounding communities across western South Dakota, Dakota NOMAD Health - Medicare Specialist handles comprehensive landlord insurance needs for local property owners. The company manages coverage solutions designed to protect rental investments, including property damage and liability concerns unique to this region. For a typical job, the agency begins by thoroughly assessing the specific risks associated with each rental property before tailoring a policy to address those exposures.

RI
2525 W Main St #202
Rapid Insurance, Inc.
Landlord Insurance Agent · Rapid City, SD

Rapid Insurance, Inc. specializes in customizing policies for residential and commercial landlords in Rapid City, covering property damage and liability. It generally works with local property owners to ensure complete financial protection for their rental assets. This focus helps those renting out houses or apartments address unique regional risks. The company is particularly vital for handling concerns about severe winter freeze damage or sudden hailstorms that threaten rental property roofs during Rapid City’s unpredictable seasons.

HI
821 Mt Rushmore Rd
Herrmann Insurance Agencies
Landlord Insurance Agent · Rapid City, SD

Herrmann Insurance Agencies in Rapid City, SD distinguishes between one-time policies for single property placements and recurring service plans for portfolio management. Their coverage protects rental dwellings against property damage, liability claims, and lost rental income common to local landlords. Policies can be structured to accommodate short-term vacation rentals or long-term residential leases. Service runs on a one-time, scheduled, or as-needed basis to match each property owner's specific management timeline and inspection requirements.

BH
820 St Joseph St
Black Hills Insurance Agency, Inc.
Landlord Insurance Agent · Rapid City, SD

Black Hills Insurance Agency, Inc. provides landlord insurance coverage for property owners in Rapid City, SD, addressing risks unique to rental properties. Their specialty add-ons can include protections for loss of rental income and liability coverage for tenant injuries. By understanding local regulations and property market conditions, the agency helps landlords secure policies that safeguard their investments. Commercial sectors served by Black Hills Insurance Agency, Inc. include offices, warehouses, and food service establishments requiring tailored landlord policies.

DB
3409 W Main St
Dakota Business Insurance Group
Landlord Insurance Agent · Rapid City, SD

With snowmelt and spring rains frequently threatening rental properties in Rapid City, Dakota Business Insurance Group helps local landlords protect against potential water damage and liability claims from tenants. They specialize in policies that cover multi-unit buildings, single-family rentals, and vacant properties. Their services include helping property owners understand coverage limits for lost rental income and structural repairs. An initial assessment typically begins with a walk-through inspection of the property and a review of current lease agreements to identify specific insurance needs.

PI
809 South St Suite 111
Parks Insurance West
Landlord Insurance Agent · Rapid City, SD
AR
2491 W Chicago St
Acrisure Rapid City, SD (Fischer Rounds & Associates)
Landlord Insurance Agent · Rapid City, SD
SF
805 5th St
Security First Insurance
Landlord Insurance Agent · Rapid City, SD
(605) 348-1750
security1stbank.com/insurance
WD
816 5th St
Western Dakota Insurors
Landlord Insurance Agent · Rapid City, SD
(605) 342-3130
wdiins.com
FU
2906 W Omaha St
Farmers Union Insurance/Lewis Agency
Landlord Insurance Agent · Rapid City, SD
(605) 342-3585
AB
429 Kansas City St #6
American Benefits Agency.
Landlord Insurance Agent · Rapid City, SD
(605) 343-7870
americanbenefitsagency.net
AS
440 Mt Rushmore Rd
Assurant
Landlord Insurance Agent · Rapid City, SD
(800) 533-2220
assurant.com
AN
2120 W Main St Ste 5b
American National Insurance - Norm Weddle
Landlord Insurance Agent · Rapid City, SD
(605) 791-0119
LH
3820 Jackson Blvd Suite 1
Leavitt Heartland Insurance Services
Landlord Insurance Agent · Rapid City, SD
(605) 348-7788
leavitt.com/southdakota
FI
610 East Blvd Suite 2
Farmers Insurance- TJ Monlux Agency
Landlord Insurance Agent · Rapid City, SD
(605) 593-4173
agents.farmers.com/sd/rapid-city
JE
1404 Mt Rushmore Rd
Jodi Enderson Agency Inc
Landlord Insurance Agent · Rapid City, SD
(605) 718-7020
farmersagent.com/jenderson
HI
2630 Jackson Blvd #202
HUB International
Landlord Insurance Agent · Rapid City, SD
(605) 348-9800
hubinternational.com/offices/us/south-dakota/rapid-city

What Does a a Landlord Insurance Agent in Rapid City Cost?

Typical landlord insurance costs in South Dakota range from 800 to 2000 dollars per year for a single family rental. Rates depend on property value location and coverage limits. Rapid City properties may have higher premiums due to hail and wildfire risk. This is general information not insurance advice.

About landlord insurance agents in Rapid City

Landlord insurance agents in Rapid City South Dakota help property owners protect their rental investments. South Dakota law does not require landlord insurance but mortgage lenders often do. A local agent can explain coverage options for fire liability and loss of rental income specific to the Black Hills region.

Frequently Asked Questions

What does landlord insurance cover in Rapid City South Dakota?

Landlord insurance typically covers the building structure liability protection and loss of rental income. It does not cover tenant personal property. South Dakota law allows landlords to require tenants to carry renters insurance.

Is landlord insurance required by South Dakota law?

South Dakota does not have a state law requiring landlord insurance. However most mortgage lenders in Rapid City require it. An agent can help you meet lender requirements and avoid gaps in coverage.

How do I choose a landlord insurance agent in Rapid City?

Look for an agent licensed in South Dakota who has experience with rental properties. Ask about coverage for severe weather common in the region such as hail and heavy snow. Compare quotes from multiple agents to find suitable terms.

Landlord Insurance Agents in Other South Dakota Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each landlord insurance agent's credentials and current standing with your state Department of Insurance.