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Showing 2 landlord insurance agents in Murrells Inlet, SC
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Carolina Property Insurance LLC
3103 US-17 BUS E, Murrells Inlet, SC 29576
(843) 839-8361
carolinapropertyinsurance.com
Coast Insurance Group
11019 Tournament Blvd #202, Murrells Inlet, SC 29576
(843) 652-5500
coastig.com
What Does a Landlord Insurance Agent in Murrells Inlet Cost?
Typical landlord insurance costs in South Carolina range from 15 to 30 percent more than standard homeowners insurance. For a single family rental in Murrells Inlet expect annual premiums between 800 and 1500 dollars depending on coverage limits and property location. Flood insurance adds 500 to 2000 dollars per year through the NFIP. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does landlord insurance cover in Murrells Inlet?
Landlord insurance typically covers property damage from fire wind and vandalism plus liability for tenant injuries. In South Carolina flood damage is usually excluded and requires a separate policy through the National Flood Insurance Program. Many agents also offer loss of rent coverage if a unit becomes uninhabitable.
Is landlord insurance required by law in South Carolina?
South Carolina does not legally require landlord insurance but most mortgage lenders mandate it for rental properties. Without coverage you could face personal financial loss from lawsuits or property damage. A local agent can explain the minimum coverage needed to satisfy lender requirements.
How does South Carolina law affect landlord insurance costs?
South Carolina follows a modified comparative negligence rule which can impact liability claims. Coastal counties like Horry County often have higher premiums due to hurricane and flood risk. Agents factor in local building codes and the age of your rental property when quoting rates.