Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of South Carolina before hiring.
Showing 6 landlord insurance agents in Johns Island, SC
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Emily Adams - State Farm Insurance Agent
3430 Maybank Hwy Suite A, Johns Island, SC 29455
(843) 737-4910
emilyadamsinsurance.com
Beach Insurance
3464 Maybank Hwy c, Johns Island, SC 29455
(843) 718-0075
beachinsurancellc.com
Palmetto Group Insurance
3690 Bohicket Rd Ste. 2B, Johns Island, SC 29455
(843) 202-0222
palmettogroupinsurance.com
Nationwide Insurance: Beach Insurance LLC
3464 Maybank Hwy c, Johns Island, SC 29455
(843) 718-0075
agency.nationwide.com
Tim Taylor Insurance Services
3589 Spence Dr, Johns Island, SC 29455
(843) 425-1312
ttinsuranceservices.com
Maury Donnelly & Parr, Inc.
3690 Bohicket Rd #2C, Johns Island, SC 29455
(843) 981-0006
mdpins.com
What Does a Landlord Insurance Agent in Johns Island Cost?
Typical landlord insurance in South Carolina costs between 800 and 1500 dollars per year for a single family rental property. Rates vary based on property value location and coverage limits. Coastal areas like Johns Island may have higher premiums due to hurricane and flood risks. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does landlord insurance cover in South Carolina?
Landlord insurance typically covers property damage liability and loss of rental income. In South Carolina policies often exclude flood damage which requires a separate flood insurance policy. Your agent can help you understand these exclusions.
Do I need landlord insurance for a single rental property in Johns Island?
Yes it is strongly recommended even for one property. South Carolina does not have a legal requirement but your mortgage lender will likely require a landlord policy. Without it you risk paying out of pocket for tenant injuries or property damage.
How does South Carolina law affect landlord insurance claims?
South Carolina has a three year statute of limitations for filing insurance lawsuits. The state also follows a modified comparative fault rule which can reduce your payout if you are partly at fault. An agent can explain how these rules apply to your policy.