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Showing 3 landlord insurance agents in Scituate, RI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Charland/Caluori Insurance
629 W Greenville Rd, Scituate, RI 02857
(401) 647-9200
charlandinsurance.com
Insight Insure Agency
24 Snake Hill Rd, Scituate, RI 02857
(401) 213-1866
Sarah Insurance Services Inc
90 Danielson Pike, Scituate, RI 02857
(401) 725-6739
sarahinsurance.com
What Does a Landlord Insurance Agent in Scituate Cost?
Typical landlord insurance costs in Rhode Island range from 25 to 50 percent more than standard homeowners insurance. For a single family rental in Scituate you might pay between 800 and 1500 dollars per year. Factors like property age location and coverage limits affect the final price. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does landlord insurance cover in Scituate Rhode Island?
Landlord insurance typically covers property damage liability and loss of rental income. In Rhode Island policies may also include coverage for legal fees related to tenant disputes. Each policy is customized to the specific property and risk factors.
Is landlord insurance required in Rhode Island?
Rhode Island law does not require landlord insurance but most mortgage lenders do require it. Without coverage you could be personally liable for property damage or tenant injuries. A local agent can explain the minimum coverage recommended for Scituate properties.
How do Rhode Island laws affect landlord insurance costs?
Rhode Island has specific statutes like the lead paint law that may require additional coverage for older properties. The state also has a strict liability standard for certain hazards. These factors can increase premiums compared to other states.