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Find Landlord Insurance Agents Near You in Riverside, RI

Browse landlord insurance agents serving Riverside, Rhode Island. Contact information and addresses listed below.

2 agents listed
Updated May 2026
Riverside, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Rhode Island before hiring.
Showing 2 landlord insurance agents in Riverside, RI Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Daigneau Insurance Agency: Allstate Insurance
51 Bullocks Point Ave, Riverside, RI 02915
(401) 433-1111 agents.allstate.com
McLane Insurance Agency
994 Willett Ave, Riverside, RI 02915
(401) 433-4100 mclaneinsurance.com

Landlord insurance agents in Riverside Rhode Island help property owners protect their rental investments with specialized policies. Rhode Island law requires landlords to maintain liability coverage and many agents recommend dwelling fire policies for older homes common in the East Bay area. Working with a local agent ensures your policy meets state requirements for habitability and landlord responsibilities.

What Does a Landlord Insurance Agent in Riverside Cost?

Typical landlord insurance in Rhode Island costs 800 to 2000 dollars per year for a single family rental. Premiums in Riverside may be higher due to flood risk from Narragansett Bay proximity. Older homes with knob and tube wiring or outdated plumbing also increase rates. This is general information and not insurance advice. Consult a licensed agent for a quote specific to your property.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does landlord insurance cover in Rhode Island?
Landlord insurance typically covers property damage, liability protection, and loss of rental income. In Rhode Island, policies often exclude flood and earthquake damage which require separate coverage. Agents can tailor policies to include specific risks like water damage from aging pipes common in Riverside homes.
Is landlord insurance required by law in Rhode Island?
Rhode Island does not legally require landlord insurance but mortgage lenders usually mandate it. The state does require landlords to maintain safe premises under the Rhode Island Landlord Tenant Act. Without insurance you could face personal liability for injuries or property damage.
How much does landlord insurance cost in Riverside Rhode Island?
Costs in Rhode Island range from 15 to 30 percent more than standard homeowners insurance. For a single family rental in Riverside expect annual premiums between 800 and 1500 dollars. Factors include property age, location near the Providence River, and coverage limits.