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Looking for a landlord insurance agent in Portsmouth? Review the directory below to compare your options.
3 agents listed
Updated May 2026
Portsmouth, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Rhode Island before hiring.
Showing 3 landlord insurance agents in Portsmouth, RI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Paul St Laurent: Allstate Insurance
202B Clock Tower Square, Portsmouth, RI 02871
(401) 732-1001
agents.allstate.com
Bessette Insurance
3056 E Main Rd, Portsmouth, RI 02871
(401) 683-0177
bessetteinsurance.com
Embrace Benefits
300 High Point Ave 2nd Floor, Portsmouth, RI 02871
(401) 239-0006
embracebenefits.com
Landlord insurance agents in Portsmouth Rhode Island help property owners find coverage for rental homes and apartments. Rhode Island law requires landlords to maintain liability insurance for properties with three or more units. These agents can explain local risks like coastal flooding and winter storm damage.
What Does a Landlord Insurance Agent in Portsmouth Cost?
Landlord insurance in Rhode Island typically costs between 15 and 25 percent more than standard homeowners insurance. For a single family rental property annual premiums often range from 800 to 1,500 dollars. Costs vary based on property value location and coverage limits. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does landlord insurance cover in Rhode Island?
Landlord insurance typically covers property damage, liability protection, and loss of rental income. In Rhode Island policies often exclude flood damage so a separate flood policy may be needed for coastal properties like those in Portsmouth.
Is landlord insurance required in Rhode Island?
Rhode Island does not legally require landlord insurance but most mortgage lenders and property management companies do require it. For buildings with three or more units state law mandates liability coverage for common areas.
How do I choose a landlord insurance agent in Portsmouth?
Look for an agent licensed in Rhode Island who understands local risks such as hurricane exposure and seasonal rental turnover. Ask about coverage for short term rentals if you list on platforms like Airbnb or VRBO.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Rhode Island.