Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Rhode Island before hiring.
Showing 8 landlord insurance agents in Lincoln, RI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Mapogo Insurance Group
872 Smithfield Ave, Lincoln, RI 02865
(508) 206-8766
mapogoinsurancegroup.com
The Lawrence Agency
872 Smithfield Ave, Lincoln, RI 02865
(401) 726-3210
lawrenceagencyinc.com
The Lawrence Agency
872 Smithfield Ave, Lincoln, RI 02865
(401) 726-3210
lawrenceagencyinc.com
Amica Mutual Insurance Company
10 Amica Center Blvd, Lincoln, RI 02865
(800) 622-6422
amica.com
Amica Mutual Insurance Company
100 Amica Way, Lincoln, RI 02865
(800) 242-6422
amica.com
Blais Insurance
1 Walker St, Lincoln, RI 02865
(401) 725-0070
blaisinsurance.com
Farmers Insurance - Matthew Gilson
132 Old River Rd STE 203, Lincoln, RI 02865
(401) 270-2247
agents.farmers.com
MetLife Auto & Home, part of Farmers Insurance Group
132 Old River Rd Suite 203, Lincoln, RI 02865
(401) 270-2247
facebook.com
What Does a Landlord Insurance Agent in Lincoln Cost?
Typical landlord insurance costs in Rhode Island range from 800 to 2000 dollars per year for a single-family rental, depending on property value and coverage levels. Factors like location in Lincoln, property age, and liability limits affect the premium. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does landlord insurance cover in Lincoln Rhode Island
Landlord insurance typically covers property damage from fire or storms, liability for tenant injuries, and loss of rental income. In Rhode Island, policies may also include coverage for water damage from frozen pipes, which is common in winter. It does not cover tenant personal property or intentional damage.
Is landlord insurance required by law in Rhode Island
Rhode Island does not legally require landlord insurance, but mortgage lenders often mandate it. Without it, you risk financial loss from property damage or liability claims. Many landlords in Lincoln choose coverage to protect against lawsuits and repair costs.
How do I choose a landlord insurance agent in Lincoln RI
Look for an agent licensed in Rhode Island who specializes in rental property insurance. Ask about coverage for vacant units and liability limits that meet local risks. Compare quotes from multiple agents to find a policy that fits your property type and budget.