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Compare Landlord Insurance Agents in Chepachet, RI

Looking for a landlord insurance agent in Chepachet? Review the directory below to compare your options.

2 agents listed
Updated May 2026
Chepachet, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Rhode Island before hiring.
Showing 2 landlord insurance agents in Chepachet, RI Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Zelano Insurance Agency Inc
15 Money Hill Rd, Chepachet, RI 02814
(401) 568-3051 zelanoinsurance.com
Chestnut Hill Insurance Group
2 Chestnut Hill Rd, Chepachet, RI 02814
(401) 568-7888 chestnuthillins.com

A landlord insurance agent in Chepachet, Rhode Island helps property owners protect their rental investments. Rhode Island law requires landlords to maintain liability coverage and may require specific policy limits for properties in flood zones or older structures. A local agent can explain how state regulations affect your coverage needs.

What Does a Landlord Insurance Agent in Chepachet Cost?

Typical landlord insurance costs in Rhode Island range from 800 to 2,500 dollars per year for a standard single-family rental property. Factors like property age, location near water, and coverage for lead or flood risks can increase premiums. In Chepachet, older homes or properties in flood-prone areas may see higher rates. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does landlord insurance cover in Chepachet Rhode Island?
Landlord insurance typically covers property damage, liability protection, and loss of rental income. In Rhode Island, policies may also include coverage for lead paint liability or flood damage, which are common concerns for older homes in Chepachet.
Is landlord insurance required by law in Rhode Island?
Rhode Island does not legally require landlord insurance, but most mortgage lenders mandate it. Without it, you could be personally liable for property damage or tenant injuries. A local agent can help you meet lender requirements and state liability standards.
How much does landlord insurance cost in Chepachet Rhode Island?
Costs vary based on property value, location, and coverage limits. In Rhode Island, annual premiums for landlord insurance typically range from 800 to 2,500 dollars for a single-family rental. Flood insurance may add 500 to 1,000 dollars per year in Chepachet.