The top-rated landlord insurance agent in Oklahoma City, Oklahoma is Aarvin Insurance Services, LLC, rated 4.8 stars across 391 reviews. Other highly rated options include MWI Insurance Brokers, Oklahoma City Insurance | Rain Tree Insurance, Comma Insurance. This directory lists 23 landlord insurance agents serving Oklahoma City.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Aarvin Insurance Services, LLC | 4625 S Western Ave | (405) 759-0884 |
| 2 | MWI Insurance Brokers | 11217 N May Ave | (405) 561-1010 |
| 3 | Oklahoma City Insurance | Rain Tree Insurance | 1500 SW 119th St | (405) 703-4575 |
| 4 | Comma Insurance | 6303 Waterford Blvd #230 | (844) 396-9916 |
| 5 | Knight's Insurance Agency | 3825 NW 23rd St suite d | (405) 946-0111 |
| 6 | OKC Insurance Brokers | 11901 N MacArthur Blvd STE D9 | (405) 509-9433 |
| 7 | Central Plains Insurance | 4216 N Portland Ave STE 104 | (405) 504-0674 |
| 8 | Aarvin Insurance Services - Warr Acres | 3800 N MacArthur Blvd Suite E | (405) 759-0884 |
| 9 | Russ Warren Insurance Agency | 3431 NW 36th St | (405) 947-6745 |
| 10 | Irving Tovar Farmers Insurance Agency | 5350 S Western Ave #301 | (405) 283-2678 |
Aarvin Insurance Services, LLC serves Oklahoma City and the surrounding Oklahoma County area as a dedicated landlord insurance agent. The company provides coverage solutions tailored specifically for property owners who rent out residential or commercial units. These policies typically address property damage caused by fire, storms, or vandalism, along with liability protection for tenant injuries. Landlords also secure income loss coverage when rentals become uninhabitable. The agency assists with building replacement cost endorsements and vacancy permits for unoccupied rental properties.
MWI Insurance Brokers in Oklahoma City provides a comprehensive range of landlord insurance services, including property damage coverage and liability protection tailored for rental property owners. The company offers ongoing support to review and adjust coverage plans as tenant needs or building conditions evolve, helping to maintain continuous protection. It services single-family homes, apartments, retail spaces, and restaurants, ensuring landlords have appropriate policies for diverse commercial and residential rental holdings.
Serving Oklahoma City and the surrounding communities, this agency provides landlord insurance policies tailored to rental property owners. It handles coverage for dwelling protection, liability claims, and loss of rental income. The agency works with property owners by reviewing property-specific risks, comparing available policies from different carriers to match coverage with exposure, and explaining policy terms clearly. It handles a typical job by customizing an insurance solution based on the property type, tenant use, and local risk factors before binding the policy.
Comma Insurance in Oklahoma City distinguishes between one-time policy reviews for new property acquisitions and recurring service plans for ongoing landlord protection. Their landlord insurance coverage addresses common rental property exposures including dwelling damage and liability claims from tenants or visitors. Policy management and incident reporting are handled on an as-needed basis rather than a fixed schedule, allowing property owners to initiate contact when specific issues arise.
Knight's Insurance Agency in Oklahoma City, Oklahoma, serves homeowners and property managers who rent out residential units. It provides landlord insurance policies designed to protect rental properties from common risks like property damage and liability claims. The agency helps landlords understand coverage options for their specific investment properties and local requirements. It also assists with policies for unoccupied dwellings and short-term rental properties. Its service area reaches into neighboring Edmond, ensuring property owners across the northern metro have access to tailored landlord coverage.
OKC Insurance Brokers specializes in landlord insurance policies designed to protect rental property owners in Oklahoma City. The company provides comprehensive coverage for residential and commercial rentals, including liability protection and property damage assistance. It works closely with clients to assess individual portfolio risks and secure appropriate plans. Whether facing a sudden tenant vacancy or preparing for Oklahoma’s severe spring storms, the agency helps landlords address these specific vulnerabilities to safeguard their investments.
Oklahoma City’s variable weather, from spring hailstorms to sudden winter freezes, creates frequent property risks for landlords. Central Plains Insurance helps local rental property owners secure appropriate coverage tailored to their specific buildings and tenant arrangements. Policies typically address dwelling protection, liability for common areas, and loss of rental income during repairs. The team works closely with each client to evaluate property age, tenant turnover rates, and local storm exposure. A detailed on-site inspection of the rental unit and its systems usually begins the initial assessment process.
Aarvin Insurance Services - Warr Acres in Oklahoma City, Oklahoma is known for providing focused coverage solutions to local residential landlords. Its service range includes policies that protect rental properties from common risks such as fire, weather damage, and liability claims. The company also addresses income protection by offering options to cover lost rental revenue during periods when a property becomes uninhabitable due to a covered loss. The team can additionally add on coverage specifically for vandalism and tenant damage beyond standard wear and tear.
Russ Warren Insurance Agency serves residential landlords in Oklahoma City, offering property coverage for single-family rentals and duplexes. The agency also provides commercial landlord policies for larger multifamily buildings and apartment complexes throughout the broader metro area. Policies address common risks like tenant damage, vacancy periods, and liability claims. The agency works to secure appropriate coverage for each property, then follows up with clients between regular lease cycles to adjust policies as portfolios change.
Irving Tovar Farmers Insurance Agency serves the Oklahoma City metropolitan area, providing landlord insurance policies for property owners. This agency assists clients in protecting rental homes and apartment buildings from common financial risks. Landlord insurance here typically covers property damage from events such as fire or storms, as well as liability protection if a tenant is injured on the premises. It can also help compensate for lost rental income when a unit becomes uninhabitable due to a covered claim. The agency handles policies for single-family rental homes and small multi-unit residential properties.
What Does a a Landlord Insurance Agent in Oklahoma City Cost?
The cost of landlord insurance in Oklahoma City typically ranges from $800 to $2,500 per year for a single-family rental home. Factors include property value, location, coverage limits, and deductible amounts. Policies for older homes or those in high-risk areas may cost more. This is general information, not insurance advice.
About landlord insurance agents in Oklahoma City
A landlord insurance agent in Oklahoma City helps property owners find coverage for rental homes and apartments. Oklahoma law does not require landlord insurance, but mortgage lenders often do. Local agents understand risks like tornado damage and tenant liability common in central Oklahoma.
Frequently Asked Questions
What does landlord insurance cover in Oklahoma City?
Landlord insurance typically covers property damage, liability, and lost rental income. In Oklahoma, policies often include wind and hail coverage due to severe storms. Flood damage is usually not included and requires a separate policy.
Is landlord insurance required by law in Oklahoma?
No, Oklahoma state law does not require landlord insurance. However, your mortgage lender may require it as a condition of the loan. It is also strongly recommended to protect against tenant claims and property damage.
How do I choose a landlord insurance agent in Oklahoma City?
Look for an agent who specializes in rental property coverage and knows Oklahoma insurance regulations. Ask about policy options for single-family homes versus multi-unit buildings. Compare quotes from multiple agents to find suitable coverage.
Landlord Insurance Agents in Other Oklahoma Cities
Bartlesville · Bixby · Broken Arrow · Edmond · Enid · Jenks · Lawton · Midwest City · Moore · Muskogee · Norman · Owasso · Shawnee · Stillwater · Tulsa