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Showing 2 landlord insurance agents in Parma Heights, OH
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
The AA Insurance
6363 York Rd Suite #200, Parma Heights, OH 44130
(440) 373-1777
theaainsurance.com
Arendas Insurance
6368 Pearl Rd, Parma Heights, OH 44130
(440) 842-8199
What Does a Landlord Insurance Agent in Parma Heights Cost?
Typical landlord insurance in Ohio costs between 15 and 30 percent more than standard homeowners insurance. For a single-family rental in Parma Heights annual premiums often range from 800 to 1500 dollars depending on property age coverage limits and location. Factors like proximity to fire stations and claim history also affect rates. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does landlord insurance cover in Parma Heights Ohio?
Landlord insurance typically covers the dwelling structure liability protection and loss of rental income. It does not cover tenant personal belongings or intentional damage. Ohio law requires landlords to maintain safe premises but insurance helps manage financial risks.
Is landlord insurance required by Ohio law?
Ohio does not legally require landlord insurance. However mortgage lenders usually require it for financed rental properties. Many Parma Heights landlords also purchase it to protect against lawsuits from tenant injuries or property damage.
How do I choose a landlord insurance agent in Parma Heights?
Look for an agent licensed in Ohio with experience in rental property coverage. Ask about policy limits deductibles and exclusions for older homes common in Parma Heights. Compare quotes from multiple agents to find suitable terms.