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Find Landlord Insurance Agents Near You in Independence, OH

Looking for a landlord insurance agent in Independence? Review the directory below to compare your options.

4 agents listed
Updated May 2026
Independence, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Ohio before hiring.
Showing 4 landlord insurance agents in Independence, OH Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Zambetti Insurance
6100 Oak Tree Blvd Suite 200, Independence, OH 44131
(216) 643-2969 zambettiinsurance.com
Farmers Insurance - Phillip Kerber
7111 Brecksville Rd, Independence, OH 44131
(440) 799-8877 agents.farmers.com
Michael Stauss at Comparion Insurance Agency
3 Summit Park Dr Ste 125, Independence, OH 44131
(440) 788-4277 comparioninsurance.com
First Liberty Insurance Agency
4200 Rockside Rd #202, Independence, OH 44131
(216) 496-4575 thefirstliberty.com

Landlord insurance agents in Independence, Ohio help property owners protect their rental investments. Ohio law does not require landlord insurance, but mortgage lenders often mandate it. Agents can tailor policies to cover property damage, liability, and loss of rental income for homes in Cuyahoga County.

What Does a Landlord Insurance Agent in Independence Cost?

The cost of landlord insurance in Ohio typically ranges from $500 to $1,500 per year for a single-family rental, depending on property value, location, and coverage limits. In Independence, factors like the age of the home and proximity to fire stations can affect premiums. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does landlord insurance cover in Ohio?
Landlord insurance typically covers the building, liability for tenant injuries, and loss of rental income if the property is uninhabitable. It does not cover tenant personal belongings, which tenants must insure separately.
Is landlord insurance required by law in Ohio?
Ohio state law does not require landlord insurance. However, most mortgage lenders require it as a condition of the loan. Some local ordinances in Independence may also have specific requirements.
How do I choose a landlord insurance agent in Independence?
Look for an agent licensed in Ohio who has experience with rental properties. Ask about coverage for vandalism, water damage, and liability claims. Verify the agent works with insurers that offer policies for your property type.