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Find Landlord Insurance Agents Near You in Huber Heights, OH

Compare landlord insurance agents in Huber Heights. Review contact information and insurance categorys before you decide.

7 agents listed
Updated May 2026
Huber Heights, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Ohio before hiring.
Showing 7 landlord insurance agents in Huber Heights, OH Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Acceptance Insurance
6100 Chambersburg Rd, Huber Heights, OH 45424
(937) 235-1450 locations.acceptance.com
Nathan Baker - State Farm Insurance Agent
7025 Old Troy Pike, Huber Heights, OH 45424
(937) 236-9950 nathanbakersf.com
Ronnie Redd - State Farm Insurance Agent
6571 Brandt Pike, Huber Heights, OH 45424
(937) 233-3728 ronnieredd.net
Joel Gruber - State Farm Insurance Agent
7283 Old Troy Pike, Huber Heights, OH 45424
(937) 233-7300 gruberins.com
Macy Agency: Allstate Insurance
7029 Taylorsville Rd Ste C, Huber Heights, OH 45424
(937) 233-4455 agents.allstate.com
Roger Crisp - State Farm Insurance Agent
6022 Old Troy Pike, Huber Heights, OH 45424
(937) 233-4504 crispinsurance.com
Nationwide Insurance: Owen J Estep
4756 Fishburg Rd, Huber Heights, OH 45424
(937) 235-5800 agency.nationwide.com

Landlord insurance agents in Huber Heights, Ohio help rental property owners protect their investments with policies tailored to Ohio regulations. Ohio law does not require landlord insurance, but mortgage lenders often mandate it for financed properties. Agents in the Dayton metro area can guide you on coverage for property damage, liability, and loss of rental income specific to Ohio rental markets.

What Does a Landlord Insurance Agent in Huber Heights Cost?

Landlord insurance in Ohio typically costs between 15 and 25 percent more than standard homeowners insurance. For a single-family rental in Huber Heights, annual premiums often range from 800 to 1,500 dollars depending on property value, location, and coverage limits. Multi-unit properties may cost more. Actual rates vary based on the property age, claims history, and chosen deductibles. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does landlord insurance cover in Ohio?
Landlord insurance in Ohio typically covers property damage from fire, wind, or vandalism, liability protection if a tenant or visitor is injured on the property, and loss of rental income if the unit becomes uninhabitable. It does not cover tenant personal belongings or intentional damage.
Is landlord insurance required by Ohio law?
Ohio law does not require landlord insurance. However, most mortgage lenders require it for rental properties. Some lease agreements may also require the landlord to carry a minimum level of liability coverage.
How do I choose a landlord insurance agent in Huber Heights?
Look for an agent licensed in Ohio who specializes in rental property coverage. Ask about policy options for single-family homes, duplexes, and multi-unit buildings common in Huber Heights. Compare quotes from multiple agencies to find coverage that fits your property type and risk level.