The top-rated landlord insurance agent in West Fargo, North Dakota is Ryan Kill - State Farm Insurance Agent, rated 4.9 stars across 546 reviews. Other highly rated options include Renee Forde - State Farm Insurance Agent, Farmers Union Insurance - Justin Heisler Agency, HUB International. This directory lists 10 landlord insurance agents serving West Fargo.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ryan Kill - State Farm Insurance Agent | 540 Oak Ridge Way E | (701) 893-3000 |
| 2 | Renee Forde - State Farm Insurance Agent | 3139 Bluestem Dr Ste 104 | (701) 280-2811 |
| 3 | Farmers Union Insurance - Justin Heisler Agency | 623 East Main | (701) 318-7228 |
| 4 | HUB International | 3220 4th St E #201 | (701) 239-4647 |
| 5 | Linster Agency, LLC | 158 W Beaton Dr Suite 200 | (701) 781-2546 |
| 6 | Absolute Insurance Agency, LLC | 1241 Prairie Pkwy Suite 120 | (701) 365-0515 |
| 7 | Ihry Insurance Agency, Inc. | 1291 13th Ave E | (701) 557-1727 |
| 8 | Tci Insurance Agency, Inc. | 158 W Beaton Dr #100 | (701) 277-1710 |
| 9 | Integrity First Insurance | 213 1/2 Main Ave E | (701) 532-1123 |
| 10 | Shane Lebahn Agency - Farmers Union Insurance | 623 Main Ave E #106 | (701) 282-9402 |
Ryan Kill - State Farm Insurance Agent serves the West Fargo, North Dakota metro area, specializing in landlord insurance policies. This agency helps property owners secure coverage for rental homes and apartment buildings. Their work includes advising clients on appropriate liability limits and property protection choices. Common policies address structures, lost rental income, and personal property within a unit. They assist with insurance for single-family rentals and small multi-unit properties.
Renee Forde - State Farm Insurance Agent in West Fargo, ND, provides services including policy consultations, risk assessments, and tailored coverage options for rental properties. A maintenance plan can help property owners address common issues like water damage or liability concerns with appropriate protection. The agent works with clients to identify suitable policies that match each rental investment’s specific needs. It services single-family homes, apartments, retail spaces, and restaurants.
Farmers Union Insurance - Justin Heisler Agency serves West Fargo and surrounding communities in North Dakota, handling comprehensive landlord insurance policies for property owners. It helps protect rental investments against common perils such as fire, liability claims, and tenant-related damages. The agency works to match coverage options to each client’s specific property type and risk profile. For a typical job, it begins by reviewing the property details and client needs before presenting tailored policy recommendations to ensure adequate protection.
HUB International serves homeowners, businesses, and property managers in West Fargo and the surrounding area who need reliable landlord insurance coverage. The agency works with clients to protect rental properties from common risks such as property damage and liability claims, providing policies tailored to residential and commercial landlords. It also extends its landlord insurance services to nearby communities in the greater Fargo-Moorhead metro area, including Moorhead, Minnesota.
Linster Agency, LLC in West Fargo, ND helps property owners distinguish between single-policy tenant placements and ongoing portfolio protection, while tailoring coverages for liability, property damage, and rental income loss. Landlord insurance in this area addresses risks unique to residential and commercial rentals, including weather-related claims and vacancy periods. Their services are available on an as-needed basis, allowing clients to request policy reviews or adjustments whenever their rental circumstances change.
Absolute Insurance Agency, LLC in West Fargo, ND specializes in landlord insurance policies for residential and commercial rental properties. Its services include liability protection, property damage coverage, and loss of income insurance for local landlords and property investors. The agency serves property owners managing single-family homes and multi-unit buildings throughout the area. As the winter season approaches, it helps landlords address increased risks from frozen pipes, ice dam damage, and tenant heating system failures.
As the Red River floods recede each spring, landlords in West Fargo face damaged properties and displaced tenants. Ihry Insurance Agency, Inc. serves as a landlord insurance agent, helping property owners navigate policies that cover rental income loss, liability claims, and structural repairs. The company understands the region’s seasonal risks and provides tailored coverage to protect investment properties year-round. To begin, a landlord can schedule an on-site inspection of the rental unit to identify exposure points and discuss policy options that match their specific portfolio needs.
Tci Insurance Agency, Inc. serves the West Fargo area as a landlord insurance agent, helping property owners protect rental investments. The agency specializes in tailored coverage additions, such as liability protections for multi-unit dwellings and loss-of-income endorsements. Its policies address typical regional risks from severe weather and tenant turnover. Commercial landlords with offices, warehouses, and food service operations can obtain appropriate property and casualty coverage through this firm.
Integrity First Insurance provides residential landlord insurance to property owners in West Fargo, North Dakota. Commercial coverage for multi-unit buildings and rental properties is also available. The agency serves the broader Fargo-Moorhead area, helping landlords protect their investments throughout the region. Clients can expect clear explanations of policy terms and coverage options tailored to different property needs. The agent coordinates follow-up communication before renewal dates, ensuring coverage remains appropriate between regular inspections and tenant transitions.
Shane Lebahn Agency - Farmers Union Insurance is a landlord insurance agent serving property owners in West Fargo, North Dakota. The agency provides coverage designed to protect rental properties, including structures and liability exposure. Policies typically address risks common to residential and commercial landlords in the region, such as property damage from weather or tenant incidents. A specialty service it can add on is coverage for loss of rental income during necessary repairs to a damaged unit.
What Does a a Landlord Insurance Agent in West Fargo Cost?
Typical costs for landlord insurance in North Dakota range from 800 to 1,800 dollars per year for a single family rental home. Factors like property age, replacement cost, and deductible amount affect the premium. West Fargo properties near the Red River may require additional flood coverage which increases cost. This is general information and not insurance advice. Always consult a licensed agent for a personalized quote.
About landlord insurance agents in West Fargo
Landlord insurance agents in West Fargo North Dakota help rental property owners protect their investments. They can advise on policies that cover property damage, liability, and lost rental income. North Dakota law does not require landlord insurance but most mortgage lenders and property management companies do require it for rental properties in Cass County.
Frequently Asked Questions
What does landlord insurance cover in West Fargo North Dakota?
Landlord insurance typically covers the building structure, liability for tenant injuries, and loss of rental income if the property becomes uninhabitable. It does not cover a tenants personal belongings. Agents can explain specific exclusions for weather risks common in North Dakota like hail and winter freeze damage.
Is landlord insurance required by law in North Dakota?
North Dakota state law does not require landlord insurance. However most mortgage lenders and property management companies in West Fargo do require it. An agent can help you meet these requirements and avoid gaps in coverage.
How much does landlord insurance cost in West Fargo North Dakota?
Costs vary based on property value, location, and coverage limits. In North Dakota average annual premiums for landlord insurance range from 800 to 1,800 dollars. Properties in flood zones or with older roofs may cost more. An agent can provide a quote tailored to your specific rental property.
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