Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 4 landlord insurance agents in Liverpool, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Adam Roux: Allstate Insurance
7496 Oswego Rd, Liverpool, NY 13090
(315) 652-4663
agents.allstate.com
InFocus Insurance
8035 Oswego Rd, Liverpool, NY 13090
(315) 622-3333
infocusinsurance.com
Central New York Agency LLC
7337 Oswego Rd, Liverpool, NY 13090
(315) 934-4466
cnyagency.com
Liverpool Associates Insurance Agency
135 Old Cove Rd, Liverpool, NY 13090
(315) 451-3227
liverpoolassociates.com
What Does a Landlord Insurance Agent in Liverpool Cost?
Typical landlord insurance costs in New York range from 15 to 30 percent more than standard homeowners insurance, often between 800 and 2,500 dollars per year for a single-family rental. Factors like property age, location in Liverpool, number of units, and coverage limits affect the premium. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does landlord insurance typically cover in New York?
Landlord insurance in New York usually covers property damage, liability for tenant injuries, and loss of rental income. It does not cover a tenants personal belongings, which require renters insurance. New York law may require additional coverage for lead paint liability in older buildings.
Is landlord insurance required by law in Liverpool New York?
New York state law does not require landlord insurance by statute, but mortgage lenders often require it. For buildings with three or more units, New York may require liability coverage as part of local housing codes. It is strongly recommended to avoid financial losses from lawsuits or property damage.
How do I choose a landlord insurance agent in Liverpool?
Look for an agent licensed in New York with experience in rental property coverage. Ask about policies that include flood and sewer backup coverage, which are common risks in Central New York. Compare quotes from multiple agents to find coverage that fits your property type and budget.