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Directory of landlord insurance agents in Larchmont, New York. Verify credentials with the state department of insurance before hiring.
3 agents listed
Updated May 2026
Larchmont, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 3 landlord insurance agents in Larchmont, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Greg Long - State Farm Insurance Agent
2 Madison Ave Ste 203, Larchmont, NY 10538
(914) 315-9900
greglongagency.com
The New Rochelle Agencies
148 Larchmont Ave, Larchmont, NY 10538
(914) 732-8990
newrochelleagencies.com
Coughlin Insurance Services
178 Myrtle Blvd Floor 2, Larchmont, NY 10538
(914) 834-1234
coughlinis.com
Landlord insurance agents in Larchmont New York help property owners protect their rental investments. New York law requires landlords to maintain certain coverages for liability and property damage. Agents can explain how local risks like coastal weather affect your policy needs.
What Does a Landlord Insurance Agent in Larchmont Cost?
Typical landlord insurance costs in New York range from 15 to 30 percent more than standard homeowners insurance. For a single family rental in Larchmont, annual premiums often fall between 1,200 and 2,500 dollars. Factors like property value, location, and coverage limits affect the final price. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does landlord insurance cover in New York?
Landlord insurance typically covers property damage, liability claims, and loss of rental income. In New York, policies may also include coverage for water damage from burst pipes or storms. You should ask your agent about additional coverage for flood or earthquake risks.
Is landlord insurance required by law in New York?
New York state law does not require landlord insurance by statute. However, most mortgage lenders will require a policy as a condition of the loan. Also, a landlord insurance policy helps protect you from liability lawsuits under New York premises liability rules.
How do I choose a landlord insurance agent in Larchmont?
Look for an agent who specializes in rental property coverage and knows Larchmonts local housing market. Ask about their experience with New York specific regulations like the Housing Stability and Tenant Protection Act. Check their reviews and compare quotes from multiple agents.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New York.