ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency or broker. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. No agent listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Directory of landlord insurance agents in Lakewood, New York. Verify credentials with the state department of insurance before hiring.
2 agents listed
Updated May 2026
Lakewood, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 2 landlord insurance agents in Lakewood, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Deppas Insurance Agency
110 Mall Blvd, Lakewood, NY 14750
(716) 763-4377
deppasinsurance.com
Pfeffer Insurance
401 E Fairmount Ave, Lakewood, NY 14750
(716) 763-2886
hilling-pfefferinsurance.com
Landlord insurance agents in Lakewood, New York help property owners secure coverage for rental homes and apartments. New York law requires landlords to maintain certain property standards, and a good insurance policy can protect against liability and property damage. Local agents understand the specific risks for Lakewood properties near Chautauqua Lake.
What Does a Landlord Insurance Agent in Lakewood Cost?
The cost of landlord insurance in New York typically ranges from 15 to 30 percent more than standard homeowners insurance. For a single family rental in Lakewood, annual premiums often fall between 800 and 2,500 dollars depending on property value, location, and coverage limits. Factors like the age of the property, number of units, and proximity to water can affect the price. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does landlord insurance cover in New York?
Landlord insurance typically covers property damage, liability protection, and loss of rental income. In New York, policies often include coverage for fire, wind, and water damage. You may need additional flood insurance for properties near Lake Erie or Chautauqua Lake.
Is landlord insurance required by law in New York?
New York does not legally require landlord insurance, but most mortgage lenders will require it. If you have a mortgage on a rental property, the lender will likely mandate a minimum level of coverage. Without insurance, you could face significant financial loss from property damage or lawsuits.
How do I choose a landlord insurance agent in Lakewood?
Look for an agent who has experience with rental properties in Chautauqua County. Ask about their knowledge of New York landlord tenant law and local weather risks. Compare quotes from multiple agents to find coverage that fits your specific property type and rental situation.
Free • No Obligation
Compare Landlord Insurance Agents
Get matched with agents in Lakewood who handle your type of coverage.
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party insurance marketing service. BeforeInsuranceUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any agent. Your information is collected and handled by the form provider according to their privacy policy.
Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New York.