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Compare Landlord Insurance Agents in Grand Island, NY

Directory of landlord insurance agents in Grand Island, New York. Verify credentials with the state department of insurance before hiring.

9 agents listed
Updated May 2026
Grand Island, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 9 landlord insurance agents in Grand Island, NY Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Bob Piatek - State Farm Insurance Agent
1837 Whitehaven Rd, Grand Island, NY 14072
(716) 773-2300 piatekinsurance.com
Ramcy Rizek Independent Insurance Agent
57 Carl Rd, Grand Island, NY 14072
(716) 245-9221 libertymutual.com
Phillip Mastantuono: Allstate Insurance
1979 Grand Island Blvd, Grand Island, NY 14072
(716) 775-0100 agents.allstate.com
First Class Insurance Company
2413 Grand Island Blvd, Grand Island, NY 14072
(716) 217-2883
Eric Berger Insurance
2119 Grand Island Blvd, Grand Island, NY 14072
(716) 773-1500
Boss Agency, Inc.
1875 Grand Island Blvd, Grand Island, NY 14072
(716) 773-3051 erieinsurance.com
Dean Boucounis - Mutual of Omaha Advisor
96 Country Club Ln, Grand Island, NY 14072
(315) 457-1359 agents.mutualofomaha.com
HUNT Real Estate ERA
2098 Grand Island Blvd, Grand Island, NY 14072
(716) 775-7500 grandisland.huntrealestate.com
Thoughtful Insurance (Grand Island)
2053 Baseline Rd, Grand Island, NY 14072
(716) 431-5292 thoughtfulins.com

A landlord insurance agent in Grand Island, New York helps property owners protect their rental investments. New York law does not require landlord insurance, but mortgage lenders often mandate it. Local agents understand the specific risks for properties near the Niagara River and can tailor policies to meet state regulations.

What Does a Landlord Insurance Agent in Grand Island Cost?

The cost of landlord insurance in New York typically ranges from 15 to 30 percent more than standard homeowners insurance. For a single-family rental in Grand Island, annual premiums often fall between 800 and 1,500 dollars. Factors like property value, location, and coverage limits affect the price. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does landlord insurance cover in Grand Island New York?
Landlord insurance typically covers property damage, liability, and lost rental income. In New York, policies may also include protection against tenant lawsuits or damage from severe weather common to the region.
Is landlord insurance required by law in New York?
New York state law does not require landlord insurance. However, most mortgage lenders in Grand Island require it as a condition of the loan. It is also strongly recommended to cover liability risks.
How do I choose a landlord insurance agent in Grand Island?
Look for an agent licensed in New York who has experience with rental properties. Ask about coverage for flood damage, which is not standard, since Grand Island is near water. Compare quotes from multiple agents.