Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 7 landlord insurance agents in Centereach, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
E.A. Funk & Associates, Inc.
1919 Middle Country Rd #300a, Centereach, NY 11720
(631) 467-4747
ericfunkagency.com
Joe Booker: Allstate Insurance
1800 Middle Country Rd, Centereach, NY 11720
(631) 588-3300
agents.allstate.com
Juleigha Schmidt - State Farm Insurance Agent
1820 Middle Country Rd, Centereach, NY 11720
(631) 585-2500
juleighainsuresnys.com
State Farm Insurance
1820 Middle Country Rd, Centereach, NY 11720
(631) 585-2500
statefarm.com
Hassle-Free Insurance Agency
500 Mather Dr, Centereach, NY 11720
(315) 204-0012
CIA Insurance Agency
11 Pleasant Ave, Centereach, NY 11720
(631) 588-0300
ciainsuranceagency.com
Nationwide Insurance
1919 Middle Country Rd #300a, Centereach, NY 11720
(631) 467-4747
nationwide.com
What Does a Landlord Insurance Agent in Centereach Cost?
The cost of landlord insurance in New York typically ranges from 15 to 30 percent more than standard homeowners insurance. For a single family rental in Centereach, annual premiums often fall between 1,200 and 2,500 dollars, depending on property value, location, and coverage limits. Multi unit properties or those in flood prone areas may cost more. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a landlord insurance agent in Centereach do?
A landlord insurance agent helps you find a policy that covers your rental property, including dwelling protection, liability coverage, and loss of rental income. They can explain New York specific requirements, such as mandatory liability coverage for multi unit buildings. The agent does not provide legal advice but can connect you with insurers who offer compliant policies.
Is landlord insurance required by law in New York?
New York does not have a state law requiring landlord insurance, but most mortgage lenders require it. Additionally, New York General Business Law Section 349 may apply if a landlord misrepresents coverage. It is strongly recommended to have liability coverage, especially for properties with multiple units.
How do I choose a landlord insurance agent in Centereach?
Look for an agent licensed in New York who has experience with rental properties in Suffolk County. Ask about their knowledge of local building codes and flood zones, as Centereach is in a region with some flood risk. Compare quotes from multiple agents to find a policy that fits your needs.