Skip to main content

Landlord Insurance Agents in Somerset, NJ

Directory of landlord insurance agents in Somerset, New Jersey. Verify credentials with the state department of insurance before hiring.

3 agents listed
Updated May 2026
Somerset, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 3 landlord insurance agents in Somerset, NJ Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Barrood Agency Inc.
700 Easton Ave 1st Floor, Somerset, NJ 08873
(732) 247-8664 barrood.com
Garden Mutual
900 Easton Ave, Somerset, NJ 08873
(908) 388-4916 gardenmutual.com
The MacCormack Agency
1075 Easton Ave, Somerset, NJ 08873
(732) 828-2900 maccormackins.com

Landlord insurance agents in Somerset New Jersey help property owners protect their rental investments. They offer policies that cover property damage, liability, and loss of rental income. New Jersey law requires landlords to maintain certain safety standards, and a local agent can help you meet those requirements while finding the right coverage.

What Does a Landlord Insurance Agent in Somerset Cost?

The cost of landlord insurance in New Jersey typically ranges from 15 to 30 percent more than standard homeowners insurance. For a single family rental in Somerset, you might pay between 800 and 1,500 dollars per year. Factors include property age, location, coverage limits, and deductible amounts. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does landlord insurance cover in Somerset New Jersey?
Landlord insurance typically covers the building structure, liability for injuries on the property, and loss of rental income if the property becomes uninhabitable. It does not cover a tenants personal belongings. In New Jersey, you may also need flood insurance depending on your property location.
Is landlord insurance required by law in New Jersey?
New Jersey law does not require landlords to carry insurance. However, most mortgage lenders require it. Additionally, having liability coverage is strongly recommended to protect against lawsuits from tenant injuries or property damage.