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Directory of landlord insurance agents in Somers Point, New Jersey. Verify credentials with the state department of insurance before hiring.
2 agents listed
Updated May 2026
Somers Point, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 2 landlord insurance agents in Somers Point, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Wiser Insurance Agency
718 Shore Rd, Somers Point, NJ 08244
(609) 246-3174
wiseragency.com
David Lieberman: Allstate Insurance
112 Woodland Ave # 202, Somers Point, NJ 08244
(609) 927-3400
agents.allstate.com
Landlord insurance agents in Somers Point New Jersey help rental property owners secure coverage for their buildings and liability risks. New Jersey law requires landlords to maintain certain safety standards and insurance can protect against losses from fire weather damage or tenant claims. Local agents understand the specific risks for properties near the shore and can tailor policies to meet state regulations.
What Does a Landlord Insurance Agent in Somers Point Cost?
The cost of landlord insurance in New Jersey typically ranges from 800 to 2500 dollars per year for a single-family rental property. Factors affecting price include property location building age coverage limits and deductible amounts. Somers Point properties may have higher premiums due to coastal storm risk. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does landlord insurance cover in Somers Point New Jersey?
Landlord insurance typically covers the building structure liability for injuries on the property and loss of rental income. It does not cover tenant personal belongings. New Jersey does not require landlord insurance by law but mortgage lenders often mandate it.
How do I choose a landlord insurance agent in Somers Point?
Look for an agent licensed in New Jersey who has experience with rental properties in Atlantic County. Ask about coverage for flood damage which is important in Somers Point due to coastal risks. Compare quotes from multiple agents to find a policy that fits your needs.
Is flood insurance required for Somers Point rental properties?
Flood insurance is not required by New Jersey state law but may be required by your mortgage lender if the property is in a flood zone. Somers Point is near the coast so many properties face higher flood risk. Standard landlord policies exclude flood damage so a separate flood policy from the National Flood Insurance Program is recommended.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.