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Find Landlord Insurance Agents Near You in Rutherford, NJ

Browse landlord insurance agents serving Rutherford, New Jersey. Contact information and addresses listed below.

2 agents listed
Updated May 2026
Rutherford, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 2 landlord insurance agents in Rutherford, NJ Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Maiello & Manzi Insurance Agency
28 Elizabeth St, Rutherford, NJ 07070
(201) 991-0028 mm-insure.com
John Depaola Agency
422 Pascack Road, Rutherford, NJ 07070
(201) 804-7747 thedepaolaagency.com

Landlord insurance agents in Rutherford, New Jersey help property owners protect their rental investments. New Jersey law does not require landlord insurance, but mortgage lenders often do. Local agents can explain coverage options like liability protection and loss of rental income specific to Bergen County properties.

What Does a Landlord Insurance Agent in Rutherford Cost?

In New Jersey, landlord insurance premiums typically range from 25 to 50 percent more than standard homeowners insurance. For a single-family rental in Rutherford, annual costs often fall between 800 and 1,500 dollars. Factors like property age, location, and coverage limits affect the price. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does landlord insurance cover in New Jersey?
Landlord insurance typically covers property damage, liability for tenant injuries, and loss of rental income. It does not cover tenant personal property or intentional damage by tenants.
Is landlord insurance required by New Jersey law?
No, New Jersey state law does not require landlord insurance. However, most mortgage lenders and some homeowners associations require it as a condition of the loan or property use.
How does New Jersey tenant law affect my insurance needs?
New Jersey has strict landlord-tenant laws, including security deposit limits and eviction procedures. Landlord insurance can help cover legal costs if a tenant sues you for habitability issues or wrongful eviction.