Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 5 landlord insurance agents in Plainfield, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
The McNeill Insurance Group, LLC
967 Park Ave Ste. 2Fl L, Plainfield, NJ 07060
(908) 791-5147
themcneillinsurancegroup.com
The Shands Agency
311 Park Ave, Plainfield, NJ 07060
(908) 777-0537
shandsagency.com
Medicare Advisors Insurance Group LLC - Plainfield
178 W Front St, Plainfield, NJ 07060
(908) 444-8135
medicareabc.com
Abby Agency
206 E Front St, Plainfield, NJ 07060
(908) 753-6161
Insurance Unlimited
725 W 4th St, Plainfield, NJ 07060
(908) 332-5461
What Does a Landlord Insurance Agent in Plainfield Cost?
The cost of landlord insurance in New Jersey generally ranges from 800 to 2,500 dollars per year for a standard single-family rental property. Premiums depend on factors such as property value, location in Plainfield, deductible amount, and coverage limits. For example, adding flood insurance in a flood zone can increase the cost by several hundred dollars. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does landlord insurance cover in Plainfield New Jersey?
Landlord insurance typically covers the building structure, liability for tenant injuries, and loss of rental income if the property becomes uninhabitable. In New Jersey, policies may also include coverage for vandalism or theft by tenants. You can add optional coverage for flood or earthquake damage, which are not standard.
Is landlord insurance required by law in New Jersey?
New Jersey state law does not require landlord insurance. However, most mortgage lenders require it as a condition of the loan. Additionally, having liability coverage is wise because New Jersey follows a comparative negligence rule, meaning you could be partially responsible for a tenant injury on your property.
How much does a landlord insurance agent cost in Plainfield?
Landlord insurance agents in New Jersey typically earn a commission from the insurance company, so you usually do not pay a direct fee for their service. The cost of the policy itself ranges from 800 to 2,500 dollars per year for a single-family rental in Plainfield. Factors like property age, location, and coverage limits affect the premium.