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Landlord Insurance Agents in Manchester Township, NJ

Looking for a landlord insurance agent in Manchester Township? Review the directory below to compare your options.

3 agents listed
Updated May 2026
Manchester Township, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 3 landlord insurance agents in Manchester Township, NJ Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
William Andersen: Allstate Insurance
2118 NJ-70, Manchester Township, NJ 08759
(732) 657-5300 agents.allstate.com
Anthony Abbatiello: Allstate Insurance
1980 NJ-37 #7, Manchester Township, NJ 08759
(732) 914-1212 agents.allstate.com
Farmers Insurance - Dylan Chapman
2048 NJ-37, Manchester Township, NJ 08759
(732) 849-3124 agents.farmers.com

A landlord insurance agent in Manchester Township, New Jersey helps property owners protect rental investments with policies that cover property damage, liability, and lost rental income. New Jersey landlords are not required by law to carry landlord insurance, but mortgage lenders often mandate it. Working with a local agent ensures you understand coverage limits for coastal storm risks common in Ocean County.

What Does a Landlord Insurance Agent in Manchester Township Cost?

The cost of landlord insurance in New Jersey typically ranges from 15 to 25 percent more than standard homeowners insurance, with average annual premiums between 1,200 and 2,500 dollars for a single-family rental in Manchester Township. Factors like property age, location near flood zones, and coverage limits affect the price. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does landlord insurance cover in Manchester Township?
Landlord insurance typically covers the dwelling structure, liability for tenant injuries, and loss of rental income if the property becomes uninhabitable. In New Jersey, policies may exclude flood damage, so a separate flood policy is often needed for properties near Lakehurst or the Pine Barrens.
Is landlord insurance required by New Jersey law?
New Jersey state law does not require landlord insurance, but most mortgage lenders in Manchester Township will require it as a condition of the loan. Additionally, tenant leases may include a requirement for the landlord to carry liability coverage.
How do I choose a landlord insurance agent in Manchester Township?
Look for an agent licensed in New Jersey who has experience with rental properties in Ocean County. Ask about coverage for older homes common in the area and whether the policy includes ordinance or law coverage for rebuilding to current codes.