Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 6 landlord insurance agents in Irvington, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Deramo Insurance Associate Inc
1070 Clinton Ave, Irvington, NJ 07111
(973) 371-7550
deramoinsurancenj.com
Amc Insurance Agency,Inc
1049 Clinton Ave, Irvington, NJ 07111
(973) 373-3564
Limonette Insurance Agency llc
888 Stuyvesant Ave. #1, Irvington, NJ 07111
(973) 792-8375
limonettellc.com
WayneSmith&Associates
39 Ellery Ave, Irvington, NJ 07111
(973) 399-1334
Democratic Insurance
746 Springfield Ave, Irvington, NJ 07111
(973) 375-2212
Hanover Financial Services LLC
1160 Stuyvesant Ave., Irvington, NJ 07111
(908) 477-7979
hanoverfinancialservicesllc.com
What Does a Landlord Insurance Agent in Irvington Cost?
Typical landlord insurance in New Jersey costs between 15 and 30 percent more than standard homeowners insurance. For a single family rental expect annual premiums from 800 to 1,500 dollars. Multi unit properties can cost 2,000 to 5,000 dollars per year depending on location property age and coverage limits. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a landlord insurance agent in Irvington do?
A landlord insurance agent helps you find a policy that covers your rental property structure liability and loss of rental income. They review your specific property type and tenant situation to suggest appropriate coverage limits. Agents also explain how New Jersey laws like the Truth in Renting Act affect your insurance needs.
Is landlord insurance required by law in New Jersey?
New Jersey does not legally require landlord insurance but most mortgage lenders and property management companies do require it. Without coverage you risk financial loss from property damage lawsuits or lost rent. A local agent can help you meet lender requirements and protect your assets.
How do New Jersey laws affect landlord insurance costs?
New Jersey has strict landlord tenant laws including security deposit rules and habitability standards that can increase liability risks. Properties in Irvington may face higher premiums due to local crime rates or older building materials. An agent can tailor coverage to address these specific state and local factors.