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Compare Landlord Insurance Agents in Hightstown, NJ

Browse landlord insurance agents serving Hightstown, New Jersey. Contact information and addresses listed below.

3 agents listed
Updated May 2026
Hightstown, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 3 landlord insurance agents in Hightstown, NJ Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Dcruz Agency
123 Mercer St, Hightstown, NJ 08520
(609) 200-5990 dcruzagency.com
Allen & Stults Co., Inc.
106 N Main St, Hightstown, NJ 08520
(609) 448-0110 allenstults.com
Carlos Duran - State Farm Insurance Agent
325 Franklin St, Hightstown, NJ 08520
(609) 448-6700 carlosduran.com

Landlord insurance agents in Hightstown, New Jersey help property owners secure coverage that meets state requirements. New Jersey law does not mandate landlord insurance, but mortgage lenders often require it. A local agent can guide you on liability protection and dwelling coverage specific to Mercer County properties.

What Does a Landlord Insurance Agent in Hightstown Cost?

Landlord insurance in New Jersey typically costs between 15 and 25 percent more than standard homeowners insurance. For a single-family rental in Hightstown, annual premiums often range from 800 to 1,500 dollars. Costs depend on property age, location, coverage limits, and deductible. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does landlord insurance cover in New Jersey?
Landlord insurance typically covers the dwelling, liability, and loss of rental income. In New Jersey, policies may also include coverage for ordinance or law upgrades if your property is damaged and must meet current building codes.
Is landlord insurance required by law in Hightstown?
New Jersey state law does not require landlord insurance. However, most mortgage lenders in Hightstown will require you to have a landlord policy. It is also strongly recommended to protect against tenant injury claims or property damage.