ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency or broker. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. No agent listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Compare landlord insurance agents in Caldwell. Review contact information and insurance categorys before you decide.
4 agents listed
Updated May 2026
Caldwell, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 4 landlord insurance agents in Caldwell, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Carlos Capellan - State Farm Insurance Agent
8 Brookside Ave #1, Caldwell, NJ 07006
(973) 226-7422
capellanagency.com
Fede Insurance Agency
378 Bloomfield Ave #2, Caldwell, NJ 07006
(973) 429-8192
fedeins.com
Social Insurance Agency CO
281 Bloomfield Ave, Caldwell, NJ 07006
(551) 365-1884
sifm.org
Liberty Insurance
1 Personette St, Caldwell, NJ 07006
(862) 201-5108
Landlord insurance agents in Caldwell, New Jersey help property owners secure coverage for rental homes and apartments. New Jersey law requires landlords to maintain certain liability protections, and an agent can explain how policies address local risks like flooding or winter damage. These agents work with multiple carriers to find a policy that fits your property type and budget.
What Does a Landlord Insurance Agent in Caldwell Cost?
In New Jersey, landlord insurance premiums typically range from 800 to 2,500 dollars per year for a single-family rental, depending on property value, location, and coverage limits. Caldwell properties may see slightly higher rates due to flood risk in certain zones. Costs also vary based on the deductible you choose and whether you add optional coverages like vandalism or loss of rent. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does landlord insurance cover in New Jersey?
Landlord insurance typically covers property damage, liability for tenant injuries, and loss of rental income. In New Jersey, policies may also include coverage for ordinance or law changes if your building must be updated after a claim. An agent can help you add flood or sewer backup coverage if needed.
Is landlord insurance required by law in New Jersey?
New Jersey does not require landlord insurance by statute, but most mortgage lenders require it. Additionally, if you have a homeowners association or condo board, they may mandate minimum liability coverage. An agent can review your specific obligations.
How do New Jersey rental laws affect my insurance needs?
New Jersey has strict landlord-tenant laws, including security deposit rules and habitability standards. If a tenant sues for negligence or code violations, your liability coverage can help pay legal costs. An agent can explain how policy limits align with state court requirements.
Free • No Obligation
Compare Landlord Insurance Agents
Get matched with agents in Caldwell who handle your type of coverage.
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party insurance marketing service. BeforeInsuranceUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any agent. Your information is collected and handled by the form provider according to their privacy policy.
Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.