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Find Landlord Insurance Agents in Bernardsville, NJ
Directory of landlord insurance agents in Bernardsville, New Jersey. Verify credentials with the state department of insurance before hiring.
3 agents listed
Updated May 2026
Bernardsville, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 3 landlord insurance agents in Bernardsville, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Frantz Gaston Jr - State Farm Insurance Agent
80 Morristown Rd Unit 18, Bernardsville, NJ 07924
(908) 373-1111
fgjagcy.com
Investment Title LLC
150 Morristown Rd Suite 210, Bernardsville, NJ 07924
(800) 340-1993
investmenttitle.com
Hurley Agency, Insurance agency
170 Douglass Ave, Bernardsville, NJ 07924
(908) 625-9959
hurleyagency.com
A landlord insurance agent in Bernardsville New Jersey helps property owners secure coverage for rental homes and multi-unit buildings. New Jersey law requires landlords to maintain liability protection and property insurance for tenant occupied dwellings. Agents in Somerset County can advise on policies that meet state specific requirements like flood insurance in flood zones.
What Does a Landlord Insurance Agent in Bernardsville Cost?
The cost of landlord insurance in New Jersey averages 25 to 35 percent more than standard homeowners insurance. For a single family rental in Bernardsville annual premiums typically range from 1,200 to 2,500 dollars. Costs depend on property value location and coverage limits. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does landlord insurance cover in Bernardsville New Jersey?
Landlord insurance typically covers property damage from fire wind or vandalism and liability for tenant injuries. In New Jersey policies often include loss of rental income if the unit becomes uninhabitable. It does not cover tenant personal belongings or intentional damage by the landlord.
Is landlord insurance required by law in New Jersey?
New Jersey does not have a state law requiring landlord insurance. However mortgage lenders usually require it for rental properties. Additionally the New Jersey Truth in Renting Act allows tenants to request proof of insurance from landlords.
How do I choose a landlord insurance agent in Bernardsville?
Look for an agent licensed in New Jersey with experience in rental property coverage. Ask about policy options for single family homes and multi unit buildings. Check if they offer flood insurance which is important in areas near the Passaic River.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.