The top-rated landlord insurance agent in Rochester, New Hampshire is Bernier Insurance Agency, rated 4.9 stars across 122 reviews. Other highly rated options include Keslar Insurance Agency - Rochester Office, Kevin Ryan - State Farm Insurance Agent, Fleury and Associates LLC. This directory lists 16 landlord insurance agents serving Rochester.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Bernier Insurance Agency | 32 Wakefield St | (603) 335-2345 |
| 2 | Keslar Insurance Agency - Rochester Office | 16 N Main St | (603) 602-1112 |
| 3 | Kevin Ryan - State Farm Insurance Agent | 197 Columbus Ave Ste 106 | (603) 332-5200 |
| 4 | Fleury and Associates LLC | 1 Windhaven Dr | (603) 973-9561 |
| 5 | Michael Testa - State Farm Insurance Agent | 73 Pickering Rd Ste 202-F | (603) 332-4444 |
| 6 | Hi Rise Insurance | 12 Charles St | (603) 332-1983 |
| 7 | Bernier Insurance Inc: Bowley Pauline | 32 Wakefield St # 1268 | (603) 335-2345 |
| 8 | Peggy Lynch - State Farm Insurance Agent | 147 Wakefield St | (603) 332-1191 |
| 9 | Jenness & Jenness Agency | 663 Pickering Rd | (603) 332-3030 |
| 10 | Great Insurance New Hampshire | 95 S Main St | (603) 605-8087 |
Bernier Insurance Agency, serving Rochester, New Hampshire, provides landlord insurance agent services for property owners in the area. The agency helps clients obtain coverage tailored to rental properties, including single-family homes and multi-unit dwellings. Losses from tenant damage, liability claims, and property structure repairs are addressed through specific policies. Income protection against tenant default and ordinance or law coverage after a covered loss are two specific services this agency handles in the region.
Keslar Insurance Agency - Rochester Office serves homeowners, businesses, and property managers in the Rochester area by providing landlord insurance policies that protect rental properties and owners from liability. The agency helps clients find coverage tailored to their investment needs, offering guidance on property and income protection. It also extends its landlord insurance services to the neighboring community of Dover, New Hampshire.
Kevin Ryan - State Farm Insurance Agent in Rochester, NH, offers a full range of landlord insurance services, including property protection, liability coverage, and loss-of-rent provisions. Service or maintenance plans are tailored to help property owners manage routine inspections and expedite claims processing when damage occurs. The agency services a variety of property types, including single-family homes, apartments, retail spaces, and restaurants.
Serving Rochester, New Hampshire, and the surrounding communities, Fleury and Associates LLC handles insurance coverage for residential landlords. Its focus includes protecting property owners against common rental risks such as fire, liability, and weather damage. The agency offers policies tailored to single-family rentals, duplexes, and multi-unit buildings. To help clients find suitable protection, it reviews their specific property portfolios, identifies gaps in coverage, and recommends policies that balance protection with budget considerations.
Michael Testa - State Farm Insurance Agent in Rochester, NH offers landlord insurance coverage through both one-time policy setups and recurring service renewals, ensuring each rental property is protected against common risks like property damage and liability claims. Policies can be tailored to cover single-family homes or multi-unit dwellings within the local area. Service for adjusting coverage or handling claims runs on an as-needed basis, with ongoing support available for policy changes throughout the year.
Hi Rise Insurance specializes in placing landlord insurance policies for property owners in Rochester, NH. It regularly works with clients who own single-family rentals, multi-unit buildings, and commercial spaces. The agency focuses on matching coverage options to the unique risks of rental properties. It routinely addresses liability protection, property damage, and loss of rental income concerns. As seasonal weather can pose threats to structures, Hi Rise Insurance helps landlords manage coverage for storm-related damage that may arise during winter snow or spring flooding in the local area.
Located in Rochester, NH, Bernier Insurance Inc provides insurance services for property owners and managers. The agency specializes in landlord insurance, offering tailored policies that cover unique rental property exposures. They assist clients in Rochester and the surrounding area with protecting their residential and commercial rental investments. Their coverage options can support landlords with claims related to tenant damage, liability, and lost rental income. The agency serves commercial sectors such as offices, warehouses, and food service operations, ensuring these property types have appropriate risk management solutions in place.
As properties in Rochester, New Hampshire, weather the freeze-thaw cycles of late winter, leaks from ice dams or burst pipes become common concerns for landlords. Peggy Lynch, a State Farm Insurance Agent based in the city, assists property owners in managing these commercial exposures. Her agency reviews specific rental dwellings and helps craft policies covering liability, building materials, and loss-of-rent scenarios. Any initial consultation begins with a no-obligation assessment of the current property structure, typically conducted over the phone or at the office to identify the needed coverage framework.
Jenness & Jenness Agency serves the Rochester area with residential landlord insurance coverage, protecting rental properties owned by local landlords. The agency also offers commercial landlord policies designed for larger or mixed-use rental buildings. Property owners throughout the surrounding region can access these insurance solutions through the company. The firm encourages clients to contact them directly for a detailed review of their current policies. Coverage is maintained and adjusted as needed, with follow-up service available between regular renewal visits to accommodate any changes in rental property status.
What Does a a Landlord Insurance Agent in Rochester Cost?
Typical landlord insurance costs in New Hampshire range from 800 to 2,500 dollars per year for a single-family rental. Premiums depend on property value, location in Rochester, coverage amount, and deductible chosen. Older homes or properties in flood-prone areas may cost more. This is general information and not insurance advice.
About landlord insurance agents in Rochester
Landlord insurance agents in Rochester, New Hampshire help property owners protect their rental investments. New Hampshire law does not require landlords to carry insurance, but most mortgage lenders do require it. Local agents can tailor policies to cover risks like property damage, liability, and loss of rental income specific to the Rochester area.
Frequently Asked Questions
What does landlord insurance cover in New Hampshire?
Landlord insurance typically covers the dwelling structure, liability for injuries on the property, and loss of rental income if the unit becomes uninhabitable. It does not cover a tenants personal belongings; tenants need their own renters insurance.
Is landlord insurance required by law in New Hampshire?
No, New Hampshire state law does not require landlords to carry insurance. However, most mortgage lenders and some homeowners associations require it. It is strongly recommended to protect against financial loss.
How much does landlord insurance cost in Rochester New Hampshire?
Costs vary based on property size, location, and coverage limits. In New Hampshire, typical annual premiums range from 800 to 2,500 dollars. Factors like the age of the property and local weather risks affect the price.
Landlord Insurance Agents in Other New Hampshire Cities
Bedford · Concord · Dover · Exeter · Londonderry · Manchester · Merrimack · Nashua · Salem