The top-rated landlord insurance agent in Billings, Montana is Diana Larson - State Farm Insurance Agent, rated 5.0 stars across 813 reviews. Other highly rated options include Sean O'Daniel - State Farm Insurance Agent, Thurston Family Insurance, LLC, JM Insurance Group. This directory lists 20 landlord insurance agents serving Billings.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Diana Larson - State Farm Insurance Agent | 3202 Henesta Dr J | (406) 656-4764 |
| 2 | Sean O'Daniel - State Farm Insurance Agent | 1020 Shiloh Crossing Blvd Ste 3 | (406) 702-7711 |
| 3 | Thurston Family Insurance, LLC | 223 Shiloh Rd Unit 6 | (406) 534-0133 |
| 4 | JM Insurance Group | 513 Hilltop Rd #7 | (406) 534-8008 |
| 5 | Anvil Insurance | 3124 First Ave N | (406) 259-3828 |
| 6 | Merenz Insurance Agency | 812 Central Ave | (406) 294-9114 |
| 7 | Frontier Insurance Solutions Powered by YourPolicy | 848 Main St Suite 16 | (406) 281-8144 |
| 8 | Leavitt Great West | 2345 King Ave W suite e | (406) 252-4104 |
| 9 | Jackson & Iverson Insurance | 2619 St Johns Ave Ste B & C | (406) 656-1660 |
| 10 | Darnielle Insurance | 1320 28th St W | (406) 652-4180 |
Diana Larson - State Farm Insurance Agent serves the Billings, Montana metro area and specializes in landlord insurance. This agency provides coverage solutions designed to protect residential rental properties and their owners. Landlord insurance policies typically safeguard against property damage, lost rental income, and liability claims from tenants or visitors. The agency also helps local landlords manage risks associated with routine maintenance emergencies. It handles both dwelling protection and rental income loss policies for area property investors.
Based in Billings, MT, Sean O'Daniel - State Farm Insurance Agent provides coverage options for landlord properties, including general liability and property protection. Services help clients manage risk by offering tailored policies that address potential rental income loss and structural damage. The agency assists with policy reviews to ensure proper coverage limits. It writes coverage for single-family homes, apartments, retail, and restaurants.
Serving homeowners, property managers, and investors in Billings, MT, Thurston Family Insurance, LLC offers landlord insurance coverage tailored to protect rental properties. The agency helps clients select policies that cover structures, liability, and loss of rental income. Working with carriers familiar with Montana’s real estate market, agents assess each property’s unique risks. They routinely guide landlords through coverage options for single-family homes as well as multi-unit dwellings. Beyond central Billings, the firm extends its services to nearby communities such as Lockwood and the broader Yellowstone County metro area.
JM Insurance Group serves Billings and the surrounding communities of Yellowstone County with landlord insurance services. The agency handles policies for rental properties, including single-family homes and multi-unit dwellings, ensuring property owners maintain adequate coverage. Typical risks addressed include property damage, liability protection, and loss of rental income. To manage a standard job, the agency evaluates the specific needs of the landlord, reviews current policy gaps, and then customizes a coverage plan that fits the unique risk profile of the rental property.
Anvil Insurance in Billings, MT, offers both one-time landlord insurance policies for single property needs and recurring coverage options for portfolios requiring ongoing adjustments. Their services address property damage, liability protection, and loss of rental income common to local landlords. Residents managing residential or commercial rentals can receive tailored consultations without unnecessary extras. Service engagements operate on a one-time, scheduled, or as-needed basis to match each landlord’s specific property management demands.
Merenz Insurance Agency serves landlords in Billings, Montana, with residential rental property coverage, protecting homes and tenant-occupied dwellings. They also provide commercial landlord insurance suitable for multi-unit buildings and mixed-use properties throughout the region. Each policy is structured to address local liability concerns and loss of rental income. Clients receive thorough explanations of their coverage options. After placing a policy, the agency follows up to ensure ongoing protection and handles renewals or adjustments needed between regular property inspections.
Frontier Insurance Solutions Powered by YourPolicy works with property owners in the Billings area to arrange coverage for rental dwellings. An agent can help landlords select optional protections, such as policies for loss of rental income or coverage for tenant-related damage. Their services also extend to helping insure commercial real estate holdings, including warehouses, office buildings, and food service establishments.
With snowmelt and spring storms posing flood risks to Billings rental properties, Jackson & Iverson Insurance helps local landlords protect their investments. As a landlord insurance agent, the company focuses on customizing coverage for various property types, from single-family rentals to multi-unit buildings. Their services include explaining liability protection and loss-of-rent options suited to Montana’s weather patterns. Each new client relationship begins with a thorough on-site inspection of the rental property to assess its unique vulnerabilities.
Darnielle Insurance in Billings, Montana, offers specialty landlord insurance policies designed to protect rental properties and their owners from liability and property damage. The agency provides general insurance services tailored to residential and small commercial landlords, helping them navigate local coverage needs. From snow and ice claims affecting roofs and sidewalks to frozen pipe bursts during harsh winter months, it assists clients with the specific seasonal risks that threaten rental investments in the region.
What Does a a Landlord Insurance Agent in Billings Cost?
Landlord insurance in Montana typically costs 15 to 25 percent more than a standard homeowners policy. For a single family rental in Billings expect annual premiums between 800 and 1500 dollars depending on the property value, location, and coverage limits. Factors like older homes, wood construction, and proximity to fire hydrants affect pricing. This is general information and not insurance advice.
About landlord insurance agents in Billings
Landlord insurance agents in Billings Montana help rental property owners protect their investments. Montana law does not require landlord insurance but most mortgage lenders do require a dwelling fire policy. Local agents understand the risks specific to Billings including severe winter weather and liability issues common in Montana rental properties.
Frequently Asked Questions
What does landlord insurance cover in Montana?
Landlord insurance in Montana typically covers the dwelling structure, liability protection, and loss of rental income. It does not cover the tenants personal belongings. Montana law allows landlords to require renters insurance from tenants.
Do I need landlord insurance for a single rental property in Billings?
Yes even one rental property needs landlord insurance. Standard homeowners policies exclude coverage for rental properties. Montana insurance agents recommend a landlord policy to cover fire damage, liability claims, and vandalism which are common in Billings.
How is landlord insurance different from homeowners insurance in Montana?
Landlord insurance covers the structure and your liability as a property owner but excludes contents for tenants. Homeowners insurance covers personal belongings and owner occupancy. Montana agents note that landlord policies also cover loss of rental income if the property becomes uninhabitable.
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