The top-rated landlord insurance agent in Biloxi, Mississippi is Jake Jacobs - State Farm Insurance Agent, rated 5.0 stars across 731 reviews. Other highly rated options include OakTrust Insurance Group, McMurphy Insurance, Tubb Allstate Insurance Agency. This directory lists 18 landlord insurance agents serving Biloxi.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jake Jacobs - State Farm Insurance Agent | 1978 Popp's Ferry Rd Ste A | (228) 388-7223 |
| 2 | OakTrust Insurance Group | 14507 Lemoyne Blvd | (228) 354-0877 |
| 3 | McMurphy Insurance | 13109 Shriners Blvd ste A | (228) 267-9103 |
| 4 | Tubb Allstate Insurance Agency | 13011 Lorraine Rd A | (228) 271-4064 |
| 5 | SouthGroup Insurance Services/Lighthouse Insurance Services Inc | 2505 Pass Rd | (228) 385-1177 |
| 6 | Coastal Select Insurance, LLC | 1966 Popp's Ferry Rd | (228) 207-3535 |
| 7 | US Select Insurance LLC | 169A Lameuse St | (228) 432-5566 |
| 8 | Beacon Insurance Services, Inc. | 1009 W Howard Ave | (228) 374-0067 |
| 9 | IDR Agency | 15506 Lemoyne Blvd Ste B | (228) 273-4062 |
| 10 | Mattina Insurance Agency Inc | 1829 Pass Rd | (228) 388-2614 |
Jake Jacobs - State Farm Insurance Agent serves the Biloxi, Mississippi metro area as a landlord insurance agent. This local agency offers property coverage policies designed for rental home and apartment building owners. It helps residential landlords protect their investment properties against common risks like fire, wind damage, and liability claims from tenants or visitors. The agent handles personal liability coverage for landlords and specialized loss of rental income insurance to replace lost rent during property repairs.
OakTrust Insurance Group in Biloxi, MS provides landlord insurance services that cover property protection and liability coverage for rental property owners. It offers maintenance plans that help landlords address routine repairs and emergencies to keep properties in habitable condition. The company also assists with customizing policies to meet specific property needs. Its services cover single-family homes, apartments, retail spaces, and restaurants.
McMurphy Insurance serves residential and commercial property owners, as well as property managers, in the Biloxi area. It provides specialized landlord insurance policies designed to protect rental properties, including single-family homes and multi-unit dwellings. Coverage typically addresses property damage, liability risks, and potential loss of rental income due to covered perils. The agency assists clients in navigating complex policy options for investment properties and long-term rentals. McMurphy Insurance also extends its coverage offerings to property owners in neighboring D’Iberville, Mississippi.
Tubb Allstate Insurance Agency serves landlord clients in Biloxi, Mississippi, and the surrounding coastal communities of the Gulf Coast region. It handles insurance needs for rental property owners, focusing on coverage for single-family homes, duplexes, and small apartment buildings. The agency helps landlords understand their exposure to common risks like property damage, liability claims, and loss of rental income. For a typical job, it reviews the property’s specific features and tenant situation to recommend a standard policy.
SouthGroup Insurance Services/Lighthouse Insurance Services Inc in Biloxi helps landlords distinguish between single‑transaction policies for short‑term rentals or vacant properties and ongoing coverage that protects a full portfolio year after year. Their agency advises on liability protection for tenant injuries, property damage from storms common to the Gulf Coast, and loss‑of‑rent income during repairs. Services are available on an as‑needed basis, whether for a one‑time rental or for continuous management of multiple investment properties.
Gulf Coast storms and humidity create distinct risks for Biloxi rental properties, particularly with wind damage and moisture intrusion. Coastal Select Insurance, LLC serves local landlords by arranging coverage that addresses these specific coastal exposures. A good policy from a landlord insurance agent clarifies protections for the building structure, liability issues, and loss of rental income. The company assists property owners in understanding these policy components and matching them to individual rental portfolios. An initial assessment of the property and existing lease terms customarily begins with a scheduled phone consultation.
US Select Insurance LLC serves property owners in Biloxi, MS, by structuring landlord insurance policies that cover rental dwellings and their associated liability exposures. Its specialty add-ons address specific gaps, such as loss of rental income following a covered claim or coverage for equipment breakdown in multifamily units. The agency also assists commercial clients, providing solutions tailored to the distinct needs of offices, warehouses, and food service operations.
Beacon Insurance Services, Inc. specializes in helping property owners obtain landlord insurance policies to protect rental investments in the Biloxi area. The agency guides clients through general coverage options for residential or commercial multi-unit buildings, addressing liability concerns and property damage exposures common to the Gulf Coast climate. It assists with policies for single-family rentals and apartment complexes. When hurricane season brings high winds and flood threats, Beacon Insurance Services helps ensure new or renewing landlord insurance is in place before storms arrive.
IDR Agency provides residential landlord insurance services in Biloxi, Mississippi, helping property owners protect rental homes and units against common risks. The agency also offers commercial coverage for larger multifamily and mixed-use properties throughout the Gulf Coast area. Their policies address liability, property damage, and loss of rental income for local investors. Between regular policy reviews, clients can obtain follow-up endorsements or adjust coverage limits as their tenant situations change, ensuring continuous protection without unnecessary gaps.
Mattina Insurance Agency Inc in Biloxi, MS is known for helping local rental property owners secure appropriate landlord insurance coverage. The company provides policies that address property damage, liability risks, and loss of rental income for residential and commercial landlords. Each policy is designed to protect investments against common concerns in the Gulf Coast region, such as storm-related claims. Beyond standard coverage, the agency can add on protection for short-term vacation rentals frequently used in the area.
What Does a a Landlord Insurance Agent in Biloxi Cost?
In Mississippi the average cost of a landlord insurance policy ranges from 800 to 2,500 dollars per year for a single-family rental. Rates depend on property value location and coverage limits. Hurricane-prone areas like Biloxi may have higher premiums. This is general information not insurance advice. Always consult a licensed agent for a quote tailored to your situation.
About landlord insurance agents in Biloxi
A landlord insurance agent in Biloxi Mississippi helps rental property owners find coverage for their buildings and liability. Mississippi law does not require landlord insurance but mortgage lenders often mandate it. Local agents understand risks like hurricane damage along the Gulf Coast and can tailor policies to your needs.
Frequently Asked Questions
What does a landlord insurance agent in Biloxi do?
A landlord insurance agent helps you find a policy that covers your rental property structure and your liability as a landlord. They compare options from different insurers and explain coverage limits and exclusions specific to Mississippi.
Is landlord insurance required by law in Mississippi?
Mississippi state law does not require landlord insurance. However your mortgage lender will likely require a dwelling policy with liability coverage. An agent can help you meet those requirements.
Does landlord insurance cover hurricane damage in Biloxi?
Standard landlord policies may exclude wind and flood damage. In coastal Mississippi you often need separate windstorm or flood coverage. An agent can help you add these endorsements to protect your property.
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