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Looking for a landlord insurance agent in Waite Park? Review the directory below to compare your options.
2 agents listed
Updated May 2026
Waite Park, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Minnesota before hiring.
Showing 2 landlord insurance agents in Waite Park, MN
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Central Insurance Group
72 10th Ave S Suite 201, Waite Park, MN 56387
(320) 774-2005
central-insurancegroup.com
Patriot Insurance Brokers
49 2nd Ave N Suite 101, Waite Park, MN 56387
(320) 252-8222
patriotinsurancebrokers.com
Landlord insurance agents in Waite Park, Minnesota help rental property owners protect their investments with policies tailored to local risks. Minnesota law does not require landlord insurance, but mortgage lenders often mandate it for rental properties. Agents can guide you through coverage for property damage, liability, and loss of rental income specific to the Waite Park area.
What Does a Landlord Insurance Agent in Waite Park Cost?
The cost of landlord insurance in Minnesota typically ranges from 15 to 25 percent more than standard homeowners insurance. For a single-family rental in Waite Park, annual premiums often fall between 800 and 1,500 dollars, depending on property value, location, and coverage limits. Factors like the age of the property and claims history also affect pricing. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does landlord insurance cover in Waite Park?
Landlord insurance typically covers the building structure, liability for tenant injuries, and loss of rental income if the property becomes uninhabitable. In Minnesota, policies may also include coverage for frozen pipes or snow damage common to the region.
Is landlord insurance required by Minnesota law?
Minnesota state law does not require landlord insurance. However, your mortgage lender or homeowners association may require it as a condition of financing or property ownership in Waite Park.
How do I choose a landlord insurance agent in Waite Park?
Look for an agent licensed in Minnesota who has experience with rental properties. Ask about coverage for specific risks like ice dam damage or tenant liability, which are relevant in Waite Park winters.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Minnesota.