Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Minnesota before hiring.
Showing 7 landlord insurance agents in Ramsey, MN
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Beth Riebel - State Farm Insurance Agent
7962 Sunwood Dr NW #500, Ramsey, MN 55303
(763) 421-0470
bethriebel.com
Troy Beckman - State Farm Insurance Agent
6897 139th Ln NW, Ramsey, MN 55303
(763) 421-0955
troybeckman.com
Brock DeVries American Family Insurance
7533 Sunwood Dr NW Ste 210, Ramsey, MN 55303
(763) 421-1697
amfam.com
Mary K Weigel Agency Inc American Family Insurance
14245 St Francis Blvd NW STE 106, Ramsey, MN 55303
(763) 506-0540
amfam.com
Fleming Insurance Agency
6575 141st Ave NW #113, Ramsey, MN 55303
(763) 205-2122
flemingagents.com
Jaeger Insurance Agency Inc.
14000 Sunfish Lake Blvd NW Suite 206, Ramsey, MN 55303
(763) 656-3854
jaegerins.com
NAU Country Insurance Co
7333 Sunwood Dr NW, Ramsey, MN 55303
(763) 427-3770
naucountry.com
What Does a Landlord Insurance Agent in Ramsey Cost?
The cost of landlord insurance in Minnesota typically ranges from 15 to 25 percent more than standard homeowners insurance, with average annual premiums between 800 and 1,500 dollars for a single-family rental. Factors like property age, location in Ramsey, coverage limits, and deductible amounts affect the price. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does landlord insurance cover in Ramsey Minnesota?
Landlord insurance typically covers the building structure, liability for injuries on the property, and loss of rental income if the unit becomes uninhabitable. In Minnesota, policies often include coverage for ice dam damage and frozen pipes due to the cold climate.
Is landlord insurance required by law in Minnesota?
Minnesota does not legally require landlord insurance, but most mortgage lenders will require it. Additionally, Minnesota Statutes section 504B.161 requires landlords to maintain the property in a fit and habitable condition, and insurance helps cover costs from potential violations.
How do I choose a landlord insurance agent in Ramsey?
Look for an agent who specializes in rental property insurance and is licensed in Minnesota. Ask about coverage for specific risks like water damage from burst pipes and liability for snow and ice removal accidents common in Ramsey winters.