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Landlord Insurance Agents in Lake Elmo, MN

Directory of landlord insurance agents in Lake Elmo, Minnesota. Verify credentials with the state department of insurance before hiring.

2 agents listed
Updated May 2026
Lake Elmo, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Minnesota before hiring.
Showing 2 landlord insurance agents in Lake Elmo, MN Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Goosehead Insurance - Tony Muckala
8530 Eagle Point Blvd Suite 100, Lake Elmo, MN 55042
(612) 852-5165 goosehead.com
Protectors Agency: Dave Lesch
8530 Eagle Point Blvd Suite 100, Lake Elmo, MN 55042
(651) 204-7148 protectorsagency.com

A landlord insurance agent in Lake Elmo Minnesota helps rental property owners find policies that cover buildings, loss of rent, and liability. Minnesota law does not require landlord insurance but mortgage lenders often do. Agents can explain how local weather risks like hail and snow affect coverage needs.

What Does a Landlord Insurance Agent in Lake Elmo Cost?

The cost of landlord insurance in Minnesota typically ranges from 15 to 30 percent more than a standard homeowners policy. For a single family rental you might pay 800 to 1500 dollars per year. Factors like property age location and coverage limits affect the price. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a landlord insurance agent in Lake Elmo do?
A landlord insurance agent helps you compare policies from different companies. They explain coverage options like dwelling protection, liability, and loss of rental income. Agents also advise on endorsements for things like vandalism or water backup.
Is landlord insurance required in Minnesota?
Minnesota law does not require landlord insurance. However your mortgage lender may require it. Many landlords also buy it to protect against lawsuits or property damage.
How do I choose a landlord insurance agent in Lake Elmo?
Look for an agent who works with multiple insurance carriers. Ask about their experience with rental properties in Washington County. Check that they understand local building codes and replacement cost estimates.