Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Minnesota before hiring.
Showing 9 landlord insurance agents in Cottage Grove, MN
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Tim Zajicek - State Farm Insurance Agent
8617 W Point Douglas Rd S #150, Cottage Grove, MN 55016
(651) 459-0224
statefarm.com
Nate Pica-Anderson - State Farm Insurance Agent
7450 E Point Douglas Rd S, Cottage Grove, MN 55016
(651) 365-2343
cottagegrovemninsurance.com
Truguard Insurance Brokers
8063 Hadley Ave S, Cottage Grove, MN 55016
(651) 888-2170
truguardib.com
Brady Snedden - State Farm Insurance Agent
7420 80th St S Ste 200, Cottage Grove, MN 55016
(651) 458-0425
mymidwestinsurance.com
Jack Germo - State Farm Insurance Agent
7450 E Point Douglas Rd S, Cottage Grove, MN 55016
(651) 458-0425
statefarm.com
Farmers Insurance - Jennifer Wheeler
7449 80th St S, Cottage Grove, MN 55016
(651) 459-6699
agents.farmers.com
Daniel Lawrence American Family Insurance
7750 Harkness Ave S #103, Cottage Grove, MN 55016
(651) 458-6900
amfam.com
Andrea Zajicek - State Farm Insurance Agent
8617 W Point Douglas Rd S #150, Cottage Grove, MN 55016
(651) 459-2207
statefarm.com
Darin Husaby American Family Insurance
8617 W Point Douglas Rd S #180, Cottage Grove, MN 55016
(651) 458-3519
amfam.com
What Does a Landlord Insurance Agent in Cottage Grove Cost?
The cost of landlord insurance in Minnesota typically ranges from 15 to 25 percent more than standard homeowners insurance. For a single-family rental in Cottage Grove, annual premiums often fall between 800 and 1,500 dollars, depending on the property value, location, and coverage limits. Factors like the age of the property, deductible amount, and claims history also affect the price. This information is general and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does landlord insurance cover in Minnesota?
Landlord insurance in Minnesota typically covers the dwelling structure, liability protection, and loss of rental income. It does not cover tenant personal property. Policies can also include coverage for vandalism, fire, and weather damage common in the state.
Is landlord insurance required in Cottage Grove?
Minnesota law does not require landlord insurance, but most mortgage lenders require it for rental properties. Without it, you could face significant out-of-pocket costs for damage or liability claims. It is strongly recommended for all rental property owners.
How do I choose a landlord insurance agent in Cottage Grove?
Look for an agent who specializes in rental property insurance and knows Minnesota insurance regulations. Ask about coverage for vacant properties, liability limits, and any exclusions for specific perils like ice dams or sewer backup. Compare quotes from multiple agents to find a policy that fits your needs.