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Compare Landlord Insurance Agents in Mt Clemens, MI
Compare landlord insurance agents in Mt Clemens. Review contact information and insurance categorys before you decide.
2 agents listed
Updated May 2026
Mt Clemens, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Michigan before hiring.
Showing 2 landlord insurance agents in Mt Clemens, MI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Atkinson Insurance Group
132 Cass Ave, Mt Clemens, MI 48043
(586) 557-8084
atkinson-insurancegroup.com
Macomb Gerlach Agency
273 Cass Ave, Mt Clemens, MI 48043
(586) 465-6171
macomb-gerlach.com
Landlord insurance agents in Mt Clemens Michigan help property owners secure coverage that protects against risks like property damage and liability claims. Michigan law does not require landlord insurance but mortgage lenders often mandate it for rental properties. Local agents understand the specific needs of Macomb County landlords including policies that cover fire water damage and tenant-related incidents.
What Does a Landlord Insurance Agent in Mt Clemens Cost?
The cost of landlord insurance in Michigan typically ranges from 25 to 50 percent more than standard homeowners insurance. For a single-family rental in Mt Clemens you might pay between 800 and 1,500 dollars per year depending on property value location and coverage limits. Factors like the age of the home number of units and claims history also affect premiums. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does landlord insurance cover in Mt Clemens Michigan?
Landlord insurance typically covers the dwelling structure liability protection and loss of rental income if the property becomes uninhabitable. Michigan law does not require specific coverages but standard policies exclude flood and earthquake damage. Agents can help add endorsements for sewer backup or ordinance and law coverage for local building code updates.
Is landlord insurance required by Michigan law?
Michigan law does not mandate landlord insurance for rental properties. However most mortgage lenders require a dwelling fire or landlord policy as a condition of the loan. Additionally liability coverage is strongly recommended to protect against tenant injury lawsuits common under Michigan premises liability rules.
How do I choose a landlord insurance agent in Mt Clemens?
Look for an agent licensed in Michigan who specializes in rental property coverage. Ask about their experience with Macomb County properties and whether they offer policies from multiple carriers. A good agent will review your specific risks such as older homes in Mt Clemens that may need replacement cost coverage.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Michigan.