Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Michigan before hiring.
Showing 3 landlord insurance agents in Fort Gratiot Township, MI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Michelle Kuschel - State Farm Insurance Agent
3171 Keewahdin Rd, Fort Gratiot Township, MI 48059
(810) 479-9014
michellekuschel.com
Tommy Maruszewski - State Farm Insurance Agent
3895 24th Ave, Fort Gratiot Township, MI 48059
(810) 982-4232
calltomtoday.com
Al Bourdeau Insurance Agency
5651 Lakeshore Rd, Fort Gratiot Township, MI 48059
(800) 644-6030
albourdeau.com
What Does a Landlord Insurance Agent in Fort Gratiot Township Cost?
Landlord insurance in Michigan typically costs 15 to 25 percent more than standard homeowners insurance. For a single family rental in Fort Gratiot Township, annual premiums often range from 800 to 1500 dollars depending on coverage limits and property condition. Factors like property age, proximity to water, and claims history affect the final price. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does landlord insurance cover in Fort Gratiot Township Michigan?
Landlord insurance typically covers the building structure, lost rental income, and liability protection. In Michigan, policies often exclude flood damage so separate flood insurance may be needed for properties near the St. Clair River.
Is landlord insurance required by law in Michigan?
Michigan does not legally require landlord insurance but most mortgage lenders will require it. Without coverage you could face large out of pocket costs for property damage or lawsuits from tenants.
How do I find a landlord insurance agent in Fort Gratiot Township?
You can search for licensed insurance agents in St. Clair County through the Michigan Department of Insurance and Financial Services. Local agents understand Fort Gratiot Township zoning and rental property risks.