Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Michigan before hiring.
Showing 2 landlord insurance agents in Bloomfield Township, MI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Farm Bureau Insurance
1275 W Square Lake Rd, Bloomfield Township, MI 48302
(248) 290-0614
farmbureauinsurance-mi.com
Capital Insurance Group
1263 W Square Lake Rd #101, Bloomfield Township, MI 48302
(888) 296-0418
capitalinsuranceagent.com
What Does a Landlord Insurance Agent in Bloomfield Township Cost?
Landlord insurance in Michigan typically costs between 15 and 25 percent more than standard homeowners insurance. For a single family rental in Bloomfield Township annual premiums often range from 600 to 1200 dollars depending on property value and coverage limits. Factors like the age of the property and number of units also affect price. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does landlord insurance cover in Bloomfield Township Michigan?
Landlord insurance typically covers property damage liability and loss of rental income. In Michigan policies often include coverage for fire theft and weather damage. An agent can customize your policy for local risks like frozen pipes in winter.
Is landlord insurance required by law in Michigan?
Michigan does not legally require landlord insurance but most mortgage lenders do require it. Without coverage you could face significant financial loss from tenant claims or property damage. An agent can help you meet lender requirements while protecting your assets.
How do Michigan landlord tenant laws affect insurance needs?
Michigan landlord tenant law requires security deposit handling and habitability standards. Insurance can cover legal costs if a tenant sues for code violations. An agent familiar with Michigan statutes can recommend appropriate liability limits.