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Compare Landlord Insurance Agents in Birmingham, MI

Looking for a landlord insurance agent in Birmingham? Review the directory below to compare your options.

2 agents listed
Updated May 2026
Birmingham, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Michigan before hiring.
Showing 2 landlord insurance agents in Birmingham, MI Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Consolidated Agencies Inc
33261 Woodward Ave, Birmingham, MI 48009
(248) 712-6107 consolidatedagencies.com
Bellestri Frank
34802 Woodward Ave, Birmingham, MI 48009
(248) 433-8200 michigan.aaa.com

A landlord insurance agent in Birmingham Michigan helps property owners secure coverage for rental homes and multi-unit buildings. Michigan law does not require landlords to carry insurance but most mortgage lenders do require it. Agents in Birmingham can explain how local ordinances and Michigan tenant laws affect your policy needs.

What Does a Landlord Insurance Agent in Birmingham Cost?

The cost of landlord insurance in Michigan typically ranges from 15 to 30 percent more than standard homeowners insurance. For a single-family rental in Birmingham you might pay between 800 and 1,500 dollars per year. Factors like property age, location, and coverage limits affect the premium. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does landlord insurance cover in Michigan?
Landlord insurance typically covers the building structure, liability protection, and loss of rental income. In Michigan it may also cover damage from vandalism or weather events like ice dams. Personal property of tenants is not included.
Is landlord insurance required by Michigan law?
Michigan law does not require landlords to have insurance. However your mortgage lender will likely require a landlord policy. Some Birmingham city rental ordinances may also set minimum coverage levels.
How do I choose a landlord insurance agent in Birmingham?
Look for an agent who specializes in rental properties and understands Michigan landlord-tenant laws. Ask about coverage for water damage and sewer backup which are common in Michigan. Verify the agent is licensed in Michigan through the Department of Insurance and Financial Services.