Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 9 landlord insurance agents in Winthrop, MA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
John M. Biggio Ins Agency
399 Winthrop St, Winthrop, MA 02152
(617) 846-8600
biggioinsurance.com
Winthrop Insurance Inc.
4 Putnam St, Winthrop, MA 02152
(339) 204-6737
Robert M DeGregorio Insurance
34 Woodside Ave, Winthrop, MA 02152
(617) 846-3313
rmdins.com
Gagin Insurance Agency
2 Somerset Ave, Winthrop, MA 02152
(617) 846-0091
Welsh & Parker Insurance Agency
57 Putnam St, Winthrop, MA 02152
(617) 846-0731
baldwinweb.com
Boyd Insurance Agency
207 Hagman Rd, Winthrop, MA 02152
(617) 846-9728
Meridian Insurance Agency, LLC
207 Hagman Rd, Winthrop, MA 02152
(617) 567-5710
Terry Vazquez Public Insurance
49 Adams St, Winthrop, MA 02152
(617) 846-6309
New York Life
207 Hagman Rd, Winthrop, MA 02152
(617) 846-0630
newyorklife.com
What Does a Landlord Insurance Agent in Winthrop Cost?
The cost of landlord insurance in Massachusetts typically ranges from 15 to 30 percent more than standard homeowners insurance. For a single-family rental in Winthrop, annual premiums often fall between 800 and 1,500 dollars. Multi-unit properties or those with older systems may cost more. Actual rates depend on property value, location, coverage limits, and deductible choices. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does landlord insurance cover in Massachusetts?
Landlord insurance typically covers property damage, liability protection, and loss of rental income. In Massachusetts, policies often include coverage for water damage from frozen pipes which is a common winter issue. It does not cover tenant personal belongings.
Is landlord insurance required in Winthrop Massachusetts?
Massachusetts law does not require landlord insurance by statute. However most mortgage lenders require a landlord policy for rental properties. It is strongly recommended to protect against liability claims and property damage.
How do Massachusetts laws affect landlord insurance costs?
Massachusetts has strict lead paint laws and sanitary code requirements that can increase liability risks. Winthrop properties near the coast may also require additional flood or wind coverage. These factors can raise premiums compared to inland areas.