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Looking for a landlord insurance agent in Watertown? Review the directory below to compare your options.
5 agents listed
Updated May 2026
Watertown, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 5 landlord insurance agents in Watertown, MA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
A-Affordable Insurance Agency, Inc.
351 Main St, Watertown, MA 02472
(617) 924-4242
a-affordableinsurance.com
Dallas Insurance Agency
68 Watertown St, Watertown, MA 02472
(617) 924-7474
robertadallasinsurance.com
WT Phelan Insurance
144 Main St, Watertown, MA 02471
(617) 923-9607
wtphelan.com
J M Whitney Insurance Inc
151 Coolidge Ave #102, Watertown, MA 02472
(617) 924-6995
jmwhitney.com
Robert J O'Brien Insurance
279 Mt Auburn St, Watertown, MA 02472
(781) 899-1700
Landlord insurance agents in Watertown Massachusetts help property owners protect their rental investments. Massachusetts law requires landlords to maintain certain property standards and liability coverage. A local agent can guide you through the specific requirements for Watertown rental properties.
What Does a Landlord Insurance Agent in Watertown Cost?
The cost of landlord insurance in Massachusetts typically ranges from 15 to 30 percent more than standard homeowners insurance. For a single family rental in Watertown you might pay between 800 and 1,500 dollars per year. Factors like property age, location, and coverage limits affect the premium. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does landlord insurance cover in Massachusetts?
Landlord insurance typically covers property damage, liability protection, and loss of rental income. Massachusetts does not require landlord insurance by law but most mortgage lenders do require it. Policies can also cover fire, theft, and water damage from burst pipes.
How do I find a landlord insurance agent in Watertown?
You can search online for independent agents in Watertown who specialize in rental property coverage. Many local agencies offer free quotes and can compare policies from multiple carriers. Look for agents who are licensed in Massachusetts and familiar with local building codes.
Is landlord insurance required for a duplex in Watertown?
Massachusetts law does not mandate landlord insurance for duplexes. However your mortgage lender will likely require a policy that covers the property. It is also wise to carry liability coverage to protect against tenant injury claims.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Massachusetts.