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Compare Landlord Insurance Agents in Topsfield, MA
Compare landlord insurance agents in Topsfield. Review contact information and insurance categorys before you decide.
6 agents listed
Updated May 2026
Topsfield, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 6 landlord insurance agents in Topsfield, MA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Rothier Insurance
239 Boston St STE 213, Topsfield, MA 01983
(978) 561-1890
rothierinsurance.com
Brockelman Insurance Agency
5 Central St, Topsfield, MA 01983
(978) 887-8304
insurancetopsfieldma.com
Insuring Insurance Topsfield
7 Grove St #201, Topsfield, MA 01983
(978) 252-2606
Commercial Insurance Agency
16 S Main St, Topsfield, MA 01983
(978) 252-0762
American General Life
27 Main St, Topsfield, MA 01983
(978) 561-1594
Baystate Financial
7 Surrey Ln, Topsfield, MA 01983
(978) 887-6540
baystatefinancial.com
Landlord insurance agents in Topsfield, Massachusetts help property owners secure coverage that protects against property damage, liability, and lost rental income. Massachusetts law requires landlords to maintain certain safety standards, and a knowledgeable agent can explain how liability coverage applies to local building codes and tenant rights. Working with a local agent ensures your policy meets Topsfield-specific needs, such as coverage for older homes or seasonal rentals.
What Does a Landlord Insurance Agent in Topsfield Cost?
The cost of landlord insurance in Massachusetts typically ranges from 15 to 30 percent more than standard homeowners insurance, with average annual premiums between 800 and 1,500 dollars for a single-family rental. Factors like property age, location in Topsfield, and coverage limits affect the price. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does landlord insurance cover in Topsfield Massachusetts?
Landlord insurance typically covers property damage from fire or storms, liability if someone is injured on the property, and loss of rental income if the unit becomes uninhabitable. In Massachusetts, policies often include coverage for water damage from burst pipes, which is common in older Topsfield homes.
Is landlord insurance required by law in Massachusetts?
Massachusetts law does not require landlords to carry insurance, but most mortgage lenders and property management companies do require it. Without coverage, you could face significant out-of-pocket costs for repairs or legal claims from tenants.
How do I choose a landlord insurance agent in Topsfield?
Look for an agent licensed in Massachusetts who has experience with rental properties in Essex County. Ask about their familiarity with local risks like coastal weather or older construction, and request quotes from multiple agents to compare coverage options.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Massachusetts.