Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 3 landlord insurance agents in Orleans, MA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
The Baldwin Group (formerly RogersGray)
111 MA-6A, Orleans, MA 02653
(800) 553-1801
baldwin.com
Kinlin Grover Compass Real Estate
32 Main St, Orleans, MA 02653
(508) 255-3001
kinlingrover.com
Kaplansky Insurance- Orleans Branch
8 Main St, Orleans, MA 02653
(508) 255-7880
kaplansky.com
What Does a Landlord Insurance Agent in Orleans Cost?
The cost of landlord insurance in Massachusetts typically ranges from 15 to 30 percent more than standard homeowners insurance, with annual premiums between 800 and 2,500 dollars for a single-family rental. In Orleans, factors like proximity to the coast, property age, and coverage limits affect pricing. A basic policy may start around 600 dollars per year, while full coverage with flood insurance can exceed 3,000 dollars. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does landlord insurance cover in Orleans Massachusetts?
Landlord insurance typically covers property damage from fire or wind, liability for tenant injuries, and loss of rental income. In Massachusetts, policies may also include coverage for vandalism or water damage from burst pipes, which is common in seasonal Cape Cod homes.
Is landlord insurance required by law in Massachusetts?
Massachusetts does not legally require landlord insurance, but most mortgage lenders mandate it for rental properties. Without coverage, you risk financial loss from tenant claims or property damage, which can be costly in Orleans due to coastal storm risks.